Health Insurance in Amarillo, TX

Health Insurance in Amarillo, TX

Residents of Amarillo can compare marketplace health plans from Blue Cross Blue Shield of Texas, Ambetter from Superior HealthPlan, Aetna, Cigna, Molina Healthcare, Oscar Health. The leading carrier in Amarillo is Blue Cross Blue Shield of Texas. Amarillo is the largest city in the Texas Panhandle. Texas Tech University Health Sciences Center operates medical education and some clinical services in Amarillo.

2026 Plan Data for Residents in Amarillo

Here is what is actually filed and for sale in Potter County for 2026.

• Amarillo sits in Potter County, where 4 carrier(s) have filed 54 plans for 2026: Ambetter from Superior HealthPlan, Baylor Scott and White, Blue Cross and Blue Shield of Texas, UnitedHealthcare.
• Plan types available to Amarillo residents: EPO, HMO, POS.
• One of the lower-cost Silver options is Focused Silver from Ambetter from Superior HealthPlan — $774/month at age 40 with a $6,300 deductible and $40 primary care.

Source: CMS Plan Year 2026 Qualified Health Plan Landscape file. Full-price filed rates before premium tax credits; not a quote or an offer of coverage. Verify current rates at enrollment.

Local Hospitals in Amarillo, TX

• BSA Health System (Baptist St. Anthony's)
• Northwest Texas Healthcare System (HCA)
• Texas Tech University Health Sciences Center

Verify your preferred hospital is in-network on any plan before enrolling. Contact the insurer's provider directory for confirmation.

Urgent Care Centers in Amarillo

• BSA Urgent Care Amarillo
• Northwest Texas Urgent Care
• Concentra Urgent Care

ACA Subsidies for Amarillo Residents

At 358% of the Federal Poverty Level, residents earning around the Amarillo median income of $56,000 qualify for ACA premium tax credits on the marketplace. Under current subsidy rules, the most a single adult at this income pays for a benchmark Silver plan is $397 per month, and most enrollees pay less after plan-level cost-sharing reductions.

Amarillo residents enroll through healthcare.gov, the federal marketplace. Open Enrollment runs November 1 through January 15 each year. Special Enrollment Periods are available within 60 days of losing other coverage, marriage, birth of a child, or a move. A licensed broker can confirm your exact subsidy amount based on your income and household size before you enroll.

Amarillo Health Insurance Market Profile

• Population: 200K
• County: Potter County
• Median Household Income: $56,000 (~358% of the 2026 FPL)
• Marketplace: healthcare.gov