Health Insurance in Beaumont, TX

Compare plans, costs, and local provider networks in Beaumont for 2026.

Health Insurance Carriers in Beaumont, TX

Residents of Beaumont can compare health insurance plans from the following carriers during Open Enrollment (November 1–January 15): Blue Cross Blue Shield of Texas, Ambetter from Superior HealthPlan, Aetna, Cigna, Molina Healthcare, Oscar Health, Scott & White Health Plan. The dominant carrier in most Beaumont ZIP codes is Blue Cross Blue Shield of Texas.

Beaumont is served primarily by CHRISTUS Southeast Texas Health System and Baptist Hospitals of Southeast Texas. Most major Texas carriers are in-network with both systems.

2026 Plan Data for Residents in Beaumont

Here is what is actually filed and for sale in Jefferson County for 2026.

  • Beaumont sits in Jefferson County, where 6 carrier(s) have filed 91 plans for 2026: Ambetter from Superior HealthPlan, Blue Cross and Blue Shield of Texas, CHRISTUS, Community Health Choice, UnitedHealthcare, and others.
  • Plan types available to Beaumont residents: EPO, HMO, POS.
  • One of the lower-cost Silver options is Standard Silver from Ambetter from Superior HealthPlan — $645/month at age 40 with a $6,000 deductible and $40 primary care.

Source: CMS Plan Year 2026 Qualified Health Plan Landscape file. Full-price filed rates before premium tax credits; not a quote or an offer of coverage. Verify current rates at enrollment.

Hospitals and Health Systems in Beaumont

Major hospital systems and facilities serving Beaumont include:

  • CHRISTUS Southeast Texas St. Elizabeth
  • CHRISTUS Southeast Texas Christus St. Mary (Port Arthur)
  • Baptist Hospitals of Southeast Texas

Network coverage varies by plan. Before enrolling, confirm your preferred hospital is in-network by checking the plan’s provider directory or calling member services.

Urgent Care Centers in Beaumont

Urgent care facilities in the Beaumont area include:

  • NextCare Urgent Care Beaumont
  • FastMed Urgent Care Beaumont
  • CareNow Urgent Care

ACA Subsidies and Medicaid in Beaumont

Residents of Beaumont may qualify for ACA premium tax credits if household income falls between 100% and 400% of the federal poverty level (~$15,650–$62,600 for a single adult in 2026). Apply through healthcare.gov or a licensed broker during Open Enrollment or after a qualifying life event.

Beaumont Health Insurance Market Profile

  • Population: 114K
  • County: Jefferson County
  • Median Household Income: $50,000 (~319% of the 2026 FPL)
  • Marketplace: healthcare.gov

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