Health Insurance in Boynton Beach, FL

Health Insurance in Boynton Beach, FL

Residents of Boynton Beach can compare marketplace health plans from Florida Blue, Ambetter from Sunshine Health, Aetna, Cigna, Molina Healthcare, Oscar Health. The leading carrier in Boynton Beach is Florida Blue. Plan options vary by ZIP code — always check healthcare.gov or use a licensed broker with your specific Boynton Beach address.

2026 Plan Data for Residents in Boynton Beach

Here is what is actually filed and for sale in Palm Beach County for 2026.

• Boynton Beach sits in Palm Beach County, where 11 carrier(s) have filed 195 plans for 2026: Ambetter Health, AmeriHealth Caritas Next, AvMed, Cigna HealthCare of Florida, Cigna Healthcare, and others.
• Plan types available to Boynton Beach residents: EPO, HMO, POS, PPO.
• One of the lower-cost Silver options is Silver Classic Standard from Oscar Health Maintenance Organization of Florida — $682/month at age 40 with a $6,000 deductible and $40 primary care.

Source: CMS Plan Year 2026 Qualified Health Plan Landscape file. Full-price filed rates before premium tax credits; not a quote or an offer of coverage. Verify current rates at enrollment.

Local Hospitals in Boynton Beach, FL

• HCA Florida Bethesda Hospital East (Boynton Beach)
• Boca Raton Regional Hospital (Baptist Health)
• Delray Medical Center (Tenet)

Verify your preferred hospital is in-network on any plan before enrolling. Contact the insurer's provider directory for confirmation.

Urgent Care Centers in Boynton Beach

• CareSpot Urgent Care Boynton Beach
• AFC Urgent Care Boynton Beach
• FastTrack Urgent Care

ACA Subsidies for Boynton Beach Residents

At 371% of the Federal Poverty Level, residents earning around the Boynton Beach median income of $58,000 qualify for ACA premium tax credits on the marketplace. Under current subsidy rules, the most a single adult at this income pays for a benchmark Silver plan is $411 per month, and most enrollees pay less after plan-level cost-sharing reductions.

Boynton Beach residents enroll through healthcare.gov, the federal marketplace. Open Enrollment runs November 1 through January 15 each year. Special Enrollment Periods are available within 60 days of losing other coverage, marriage, birth of a child, or a move. A licensed broker can confirm your exact subsidy amount based on your income and household size before you enroll.

Boynton Beach Health Insurance Market Profile

• Population: 80K
• County: Palm Beach County
• Median Household Income: $58,000 (~371% of the 2026 FPL)
• Marketplace: healthcare.gov