Health Insurance in Carrollton, TX

Health Insurance Carriers in Carrollton, TX

Residents of Carrollton can compare health insurance plans from the following carriers during Open Enrollment (November 1–January 15): Blue Cross Blue Shield of Texas, Ambetter from Superior HealthPlan, Aetna, Cigna, Molina Healthcare, Oscar Health, Scott & White Health Plan. The dominant carrier in most Carrollton ZIP codes is Blue Cross Blue Shield of Texas.

Plan availability and premium amounts vary by ZIP code. Use your specific Carrollton ZIP code when comparing plans to see all available options.

2026 Plan Data for Residents in Carrollton

Here is what is actually filed and for sale in Dallas County for 2026.

• Carrollton sits in Dallas County, where 9 carrier(s) have filed 138 plans for 2026: Ambetter from Superior HealthPlan, Baylor Scott and White, Blue Cross and Blue Shield of Texas, Cigna Healthcare, Imperial Insurance Companies, and others.
• Plan types available to Carrollton residents: EPO, HMO, POS.
• One of the lower-cost Silver options is Silver Simple Guided Care from Oscar — $693/month at age 40 with a $6,300 deductible and $10 primary care.

Source: CMS Plan Year 2026 Qualified Health Plan Landscape file. Full-price filed rates before premium tax credits; not a quote or an offer of coverage. Verify current rates at enrollment.

Hospitals and Health Systems in Carrollton

Major hospital systems and facilities serving Carrollton include:

• Baylor Scott & White Medical Center – Carrollton
• Medical City Lewisville
• Methodist Medical Center of Dallas

Network coverage varies by plan. Before enrolling, confirm your preferred hospital is in-network by checking the plan’s provider directory or calling member services.

Urgent Care Centers in Carrollton

Urgent care facilities in the Carrollton area include:

• CareNow Urgent Care Carrollton
• Urgent Care for Children Carrollton
• MedSpring Urgent Care

ACA Subsidies and Medicaid in Carrollton

Residents of Carrollton may qualify for ACA premium tax credits if household income falls between 100% and 400% of the federal poverty level (~$15,650–$62,600 for a single adult in 2026). Apply through healthcare.gov or a licensed broker during Open Enrollment or after a qualifying life event.

Carrollton Health Insurance Market Profile

• Population: 138K
• County: Dallas County
• Median Household Income: $77,000 (~492% of the 2026 FPL)
• Marketplace: healthcare.gov