Health Insurance in Cicero, IL

Compare plans, costs, and local provider networks in Cicero for 2026.

Health Insurance in Cicero, IL

Residents of Cicero can compare marketplace health plans from Blue Cross Blue Shield of Illinois, Ambetter from Celtic Insurance, Aetna, Cigna, Molina Healthcare, Oscar Health. The leading carrier in Cicero is Blue Cross Blue Shield of Illinois. Cicero is a heavily Hispanic suburb of Chicago immediately adjacent to the city, with a largely working-class population. Many residents qualify for ACA subsidies or Medicaid.

How Residents in Cicero Buy Coverage

Illinois does not use HealthCare.gov. Cicero residents enroll through Get Covered Illinois, the state-based exchange, which publishes its own carrier list and county-level rates each autumn. Deadlines and special enrollment rules can differ from the federal marketplace — confirm current dates on Get Covered Illinois before enrolling.

Local Hospitals in Cicero, IL

  • Mount Sinai Hospital (Chicago)
  • Loyola University Medical Center (Maywood)
  • MacNeal Hospital (Berwyn, Loyola)

Verify your preferred hospital is in-network on any plan before enrolling. Contact the insurer's provider directory for confirmation.

Urgent Care Centers in Cicero

  • Loyola Medicine Urgent Care
  • MedSpring Urgent Care Cicero
  • Concentra Urgent Care

ACA Subsidies for Cicero Residents

At 345% of the Federal Poverty Level, residents earning around the Cicero median income of $54,000 qualify for ACA premium tax credits on the marketplace. Under current subsidy rules, the most a single adult at this income pays for a benchmark Silver plan is $382 per month, and most enrollees pay less after plan-level cost-sharing reductions.

Cicero residents enroll through GetCoveredIllinois, the state-run marketplace. Open Enrollment runs November 1 through January 15. Special Enrollment Periods are available within 60 days of losing other coverage, marriage, birth of a child, or a move. A licensed broker can confirm your exact subsidy amount based on your income and household size before you enroll.

Cicero Health Insurance Market Profile

  • Population: 82K
  • County: Cook County
  • Median Household Income: $54,000 (~345% of the 2026 FPL)
  • Marketplace: GetCoveredIllinois

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