Health Insurance in Clinton Township, MI

Health Insurance in Clinton Township, MI

Residents of Clinton Township can compare marketplace health plans from Blue Cross Blue Shield of Michigan, Blue Care Network, McLaren Health Plan, Priority Health, Molina Healthcare, HAP (Health Alliance Plan). The leading carrier in Clinton Township is Blue Cross Blue Shield of Michigan. Plan options vary by ZIP code — always check healthcare.gov or use a licensed broker with your specific Clinton Township address.

2026 Plan Data for Residents in Clinton Township

Here is what is actually filed and for sale in Macomb County for 2026.

• Clinton Township sits in Macomb County, where 5 carrier(s) have filed 64 plans for 2026: Blue Care Network of Michigan, Blue Cross Blue Shield of Michigan, McLaren Health Plan Community, Priority Health, UnitedHealthcare.
• Plan types available to Clinton Township residents: HMO, PPO.
• One of the lower-cost Silver options is UHC Silver Advantage (No Referrals) from UnitedHealthcare — $514/month at age 40 with a $2,900 deductible and $30 primary care.

Source: CMS Plan Year 2026 Qualified Health Plan Landscape file. Full-price filed rates before premium tax credits; not a quote or an offer of coverage. Verify current rates at enrollment.

Local Hospitals in Clinton Township, MI

• Henry Ford Macomb Hospital (Clinton Township)
• Ascension St. John Macomb-Oakland Hospital (Madison Heights)
• McLaren Macomb Hospital

Verify your preferred hospital is in-network on any plan before enrolling. Contact the insurer's provider directory for confirmation.

Urgent Care Centers in Clinton Township

• Henry Ford Urgent Care Clinton Township
• McLaren Urgent Care Clinton Township
• Concentra Urgent Care

ACA Subsidies for Clinton Township Residents

At 409% of the Federal Poverty Level, residents earning around the Clinton Township median of $64,000 are above the traditional 400% FPL threshold. Under current enhanced subsidy rules, premium tax credits still apply, capping the benchmark Silver plan at $453 per month (8.5% of income).

Clinton Township residents enroll through healthcare.gov, the federal marketplace. Open Enrollment runs November 1 through January 15 each year. Special Enrollment Periods are available within 60 days of losing other coverage, marriage, birth of a child, or a move. A licensed broker can confirm your exact subsidy amount based on your income and household size before you enroll.

Clinton Township Health Insurance Market Profile

• Population: 100K
• County: Macomb County
• Median Household Income: $64,000 (~409% of the 2026 FPL)
• Marketplace: healthcare.gov