Health Insurance in Concord, NC

Health Insurance Carriers in Concord, NC

Residents of Concord can compare marketplace health plans from Ambetter of North Carolina, Blue Cross and Blue Shield of NC, Cigna and Oscar. The dominant carrier in most Concord ZIP codes is Blue Cross NC.

Concord is in Cabarrus County northeast of Charlotte and is anchored by Atrium Health Cabarrus, the local flagship of the Atrium Health system.

2026 Plan Data for Residents in Concord

Here is what is actually filed and for sale in Cabarrus County for 2026.

• Concord sits in Cabarrus County, where 4 carrier(s) have filed 68 plans for 2026: Ambetter of North Carolina, Blue Cross and Blue Shield of NC, Cigna Healthcare, Oscar Health Plan of North Carolina.
• Plan types available to Concord residents: EPO, HMO, PPO.
• One of the lower-cost Silver options is Silver Simple Breathe Easy with Enhanced COPD Benefits | with Atrium Health from Oscar Health Plan of North Carolina — $586/month at age 40 with a $6,200 deductible and No Charge primary care.

Source: CMS Plan Year 2026 Qualified Health Plan Landscape file. Full-price filed rates before premium tax credits; not a quote or an offer of coverage. Verify current rates at enrollment.

Hospitals and Health Systems in Concord

Medicare’s hospital directory lists these acute-care hospitals in Concord:

• Carolinas Medical Center-Northeast

Which plans include each hospital varies by plan and year, not just by insurer. Before you enroll, confirm that your doctors and preferred hospital are in-network for the specific plan ID you choose. We do this check for every client at no charge.

Urgent Care Centers in Concord

Urgent care facilities in the Concord area include:

• Atrium Health Urgent Care Concord
• FastMed Urgent Care Concord
• NextCare Urgent Care

ACA Subsidies and Medicaid in Concord

Residents of Concord may qualify for ACA premium tax credits if household income falls between 100% and 400% of the federal poverty level (~$15,650–$62,600 for a single adult in 2026). Apply through healthcare.gov or a licensed broker during Open Enrollment or after a qualifying life event.

Concord Health Insurance Market Profile

• Population: 105K
• County: Cabarrus County
• Median Household Income: $70,000 (~447% of the 2026 FPL)
• Marketplace: healthcare.gov