CoveragebyCounty

Health Insurance in Conroe, TX (2026)

Compare local plans, find in-network hospitals, and check your subsidy eligibility.

Plans Available in Conroe

Marketplace health insurance in Conroe is offered by: Ambetter from Superior HealthPlan, Blue Cross and Blue Shield of Texas, Community Health Choice, Imperial Insurance Companies, Oscar, UnitedHealthcare and WellPoint. The leading carrier in the Conroe area is BCBS of Texas. Available plans and exact premiums depend on your ZIP code, age, and household income.

Hospitals and Health Systems in Conroe

Medicare’s hospital directory lists these acute-care hospitals in Conroe:

  • HCA Houston Healthcare Conroe
  • Aspire Hospital

Which plans include each hospital varies by plan and year, not just by insurer. Before you enroll, confirm that your doctors and preferred hospital are in-network for the specific plan ID you choose. We do this check for every client at no charge.

ACA Subsidies and Medicaid

If your household income is between 100% and 400% of the Federal Poverty Level (approximately $15,650 to $62,600 per year for a single adult in 2026), you likely qualify for premium tax credits that reduce your monthly premium. Contact a broker to check Medicaid eligibility — coverage rules vary by household.

How to Enroll

Open Enrollment runs November 1 through January 15 each year. If you have a qualifying life event (job loss, move, marriage, new baby), you have a 60-day Special Enrollment Period. An independent, licensed broker can compare every plan available in your Conroe ZIP code at no cost to you.

2026 Plan Data for Residents in Conroe

Here is what is actually filed and for sale in Montgomery County for 2026.

  • Conroe sits in Montgomery County, where 7 carrier(s) have filed 112 plans for 2026: Ambetter from Superior HealthPlan, Blue Cross and Blue Shield of Texas, Community Health Choice, Imperial Insurance Companies, Oscar, and others.
  • Plan types available to Conroe residents: EPO, HMO, POS.
  • One of the lower-cost Silver options is Focused VALUE Silver from Ambetter from Superior HealthPlan — $683/month at age 40 with a $6,300 deductible and $40 primary care.

Source: CMS Plan Year 2026 Qualified Health Plan Landscape file. Full-price filed rates before premium tax credits; not a quote or an offer of coverage. Verify current rates at enrollment.

Conroe Health Insurance Market Profile

  • Population: 100K
  • County: Montgomery County
  • Median Household Income: $65,000 (~415% of the 2026 FPL)
  • Marketplace: healthcare.gov

See what’s available in Conroe, TX

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