Health Insurance in Delray Beach, FL
Compare Florida Blue, Ambetter from Sunshine Health, Aetna, Cigna, Molina, Oscar Health in Delray Beach. The dominant carrier is Florida Blue. Delray Beach is an affluent Palm Beach County city. Many residents are seasonal or retired, with Medicare dominating. Working-age professionals use marketplace PPOs.
2026 Plan Data for Residents in Delray Beach
Here is what is actually filed and for sale in Palm Beach County for 2026.
- Delray Beach sits in Palm Beach County, where 11 carrier(s) have filed 195 plans for 2026: Ambetter Health, AmeriHealth Caritas Next, AvMed, Cigna HealthCare of Florida, Cigna Healthcare, and others.
- Plan types available to Delray Beach residents: EPO, HMO, POS, PPO.
- One of the lower-cost Silver options is Silver Simple PCP Saver from Oscar Health Maintenance Organization of Florida — $676/month at age 40 with a $5,000 deductible and $20 primary care.
Source: CMS Plan Year 2026 Qualified Health Plan Landscape file. Full-price filed rates before premium tax credits; not a quote or an offer of coverage. Verify current rates at enrollment.