Health Insurance in Denton, TX

Health Insurance in Denton, TX

Residents of Denton can compare marketplace health plans from Blue Cross Blue Shield of Texas, Ambetter from Superior HealthPlan, Aetna, Cigna, Molina Healthcare, Oscar Health. The leading carrier in Denton is Blue Cross Blue Shield of Texas. Denton is home to University of North Texas and Texas Woman's University, with a large student population. Students should compare student health plans vs. marketplace options.

2026 Plan Data for Residents in Denton

Here is what is actually filed and for sale in Denton County for 2026.

• Denton sits in Denton County, where 7 carrier(s) have filed 117 plans for 2026: Ambetter from Superior HealthPlan, Blue Cross and Blue Shield of Texas, Imperial Insurance Companies, Molina Healthcare, Oscar, and others.
• Plan types available to Denton residents: EPO, HMO, POS.
• One of the lower-cost Silver options is Standard Silver VALUE + Vision + Adult Dental from Ambetter from Superior HealthPlan — $714/month at age 40 with a $6,000 deductible and $40 primary care.

Source: CMS Plan Year 2026 Qualified Health Plan Landscape file. Full-price filed rates before premium tax credits; not a quote or an offer of coverage. Verify current rates at enrollment.

Local Hospitals in Denton, TX

• Medical City Denton (HCA)
• Texas Health Presbyterian Hospital Denton
• Baylor Scott & White Medical Center – Denton

Verify your preferred hospital is in-network on any plan before enrolling. Contact the insurer's provider directory for confirmation.

Urgent Care Centers in Denton

• CareNow Urgent Care Denton
• Concentra Urgent Care Denton
• AFC Urgent Care

ACA Subsidies for Denton Residents

At 415% of the Federal Poverty Level, residents earning around the Denton median of $65,000 are above the traditional 400% FPL threshold. Under current enhanced subsidy rules, premium tax credits still apply, capping the benchmark Silver plan at $460 per month (8.5% of income).

Denton residents enroll through healthcare.gov, the federal marketplace. Open Enrollment runs November 1 through January 15 each year. Special Enrollment Periods are available within 60 days of losing other coverage, marriage, birth of a child, or a move. A licensed broker can confirm your exact subsidy amount based on your income and household size before you enroll.

Denton Health Insurance Market Profile

• Population: 149K
• County: Denton County
• Median Household Income: $65,000 (~415% of the 2026 FPL)
• Marketplace: healthcare.gov