Health Insurance in Elyria, OH

Compare plans and local providers in Elyria for 2026.

Health Insurance in Elyria, OH

Compare Medical Mutual of Ohio, Anthem Blue Cross Blue Shield, Ambetter from MedMutual, Aetna, Molina Healthcare in Elyria. The dominant carrier is Medical Mutual of Ohio. Elyria is the Lorain County seat, served by University Hospitals Elyria Medical Center.

2026 Plan Data for Residents in Elyria

Here is what is actually filed and for sale in Lorain County for 2026.

  • Elyria sits in Lorain County, where 9 carrier(s) have filed 138 plans for 2026: Ambetter from Buckeye, Anthem Blue Cross and Blue Shield, Antidote Health Plan of Ohio, CareSource, MedMutual, and others.
  • Plan types available to Elyria residents: HMO.
  • One of the lower-cost Silver options is Molina Silver Core from Molina Healthcare — $491/month at age 40 with a $6,000 deductible and $35 primary care.

Source: CMS Plan Year 2026 Qualified Health Plan Landscape file. Full-price filed rates before premium tax credits; not a quote or an offer of coverage. Verify current rates at enrollment.

Local Hospitals

  • University Hospitals Elyria Medical Center
  • Mercy Health – Lorain (nearby)

Verify network status before enrolling.

Urgent Care

  • Urgent Care Now
  • FastMed Urgent Care
  • AFC Urgent Care

ACA Subsidies in Elyria

Residents earning 100%–400% FPL qualify for premium tax credits. Medicaid available year-round for low-income adults.

Elyria Health Insurance Market Profile

  • Population: 53K
  • County: Lorain County
  • Median Household Income: $46,000 (~294% of the 2026 FPL)
  • Marketplace: healthcare.gov

See what’s available in Elyria, OH

Enter your ZIP code and Daniel will pull the options you actually qualify for.

🔒 No obligation · Free service · Licensed in 21 States · NPN #22052447

Compare all Elyria health insurance plans — free.

See My Elyria Options →

Or call (713) 575-9904 · Licensed in OH · No obligation