Health Insurance in Evansville, IN

Compare plans, costs, and local provider networks in Evansville for 2026.

Health Insurance Carriers in Evansville, IN

Residents of Evansville can compare health insurance plans from the following carriers during Open Enrollment (November 1–January 15): Anthem Blue Cross Blue Shield, Ambetter from MHS, CareSource, Molina Healthcare, MDwise, Physicians Health Plan of Indiana. The dominant carrier in most Evansville ZIP codes is Anthem Blue Cross Blue Shield.

Evansville is the largest city in Southern Indiana, served by Deaconess Health System and Ascension St. Vincent. Residents near the Kentucky border may also have access to some Kentucky carriers.

2026 Plan Data for Residents in Evansville

Here is what is actually filed and for sale in Vanderburgh County for 2026.

  • Evansville sits in Vanderburgh County, where 4 carrier(s) have filed 56 plans for 2026: Ambetter Health, Anthem Blue Cross and Blue Shield, CareSource, Cigna Healthcare.
  • Plan types available to Evansville residents: EPO, HMO, POS.
  • One of the lower-cost Silver options is Anthem Silver Essential 7000 Adult Dental/Vision ($0 Virtual PCP + $0 Select Drugs + Incentives) from Anthem Blue Cross and Blue Shield — $471/month at age 40 with a $7,000 deductible and $25 primary care.

Source: CMS Plan Year 2026 Qualified Health Plan Landscape file. Full-price filed rates before premium tax credits; not a quote or an offer of coverage. Verify current rates at enrollment.

Hospitals and Health Systems in Evansville

Major hospital systems and facilities serving Evansville include:

  • Deaconess Midtown Hospital
  • Ascension St. Vincent Evansville
  • Deaconess Gateway Hospital (Newburgh)

Network coverage varies by plan. Before enrolling, confirm your preferred hospital is in-network by checking the plan’s provider directory or calling member services.

Urgent Care Centers in Evansville

Urgent care facilities in the Evansville area include:

  • Deaconess Urgent Care Evansville
  • Ascension Medical Group Urgent Care
  • AFC Urgent Care

ACA Subsidies and Medicaid in Evansville

Residents of Evansville may qualify for ACA premium tax credits if household income falls between 100% and 400% of the federal poverty level (~$15,650–$62,600 for a single adult in 2026). Apply through healthcare.gov or a licensed broker during Open Enrollment or after a qualifying life event.

Evansville Health Insurance Market Profile

  • Population: 116K
  • County: Vanderburgh County
  • Median Household Income: $48,000 (~307% of the 2026 FPL)
  • Marketplace: healthcare.gov

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