Health Insurance in Farmington Hills, MI

Health Insurance in Farmington Hills, MI

Compare Blue Cross Blue Shield of Michigan, Blue Care Network, McLaren Health Plan, Priority Health, Molina Healthcare, HAP in Farmington Hills. The dominant carrier is Blue Cross Blue Shield of Michigan. Farmington Hills is an affluent Oakland County suburb with strong employer coverage rates. The self-employed and those between jobs use marketplace plans.

2026 Plan Data for Residents in Farmington Hills

Here is what is actually filed and for sale in Oakland County for 2026.

• Farmington Hills sits in Oakland County, where 5 carrier(s) have filed 64 plans for 2026: Blue Care Network of Michigan, Blue Cross Blue Shield of Michigan, McLaren Health Plan Community, Priority Health, UnitedHealthcare.
• Plan types available to Farmington Hills residents: HMO, PPO.
• One of the lower-cost Silver options is UHC Silver Standard (No Referrals) from UnitedHealthcare — $510/month at age 40 with a $6,000 deductible and $40 primary care.

Source: CMS Plan Year 2026 Qualified Health Plan Landscape file. Full-price filed rates before premium tax credits; not a quote or an offer of coverage. Verify current rates at enrollment.

Local Hospitals

Medicare’s hospital directory lists these acute-care hospitals in Farmington Hills:

• Beaumont Hospital – Farmington Hills

Which plans include each hospital varies by plan and year, not just by insurer. Before you enroll, confirm that your doctors and preferred hospital are in-network for the specific plan ID you choose. We do this check for every client at no charge.

Urgent Care

• Henry Ford Urgent Care
• Beaumont Urgent Care
• Concentra Urgent Care

ACA Subsidies in Farmington Hills

Residents earning 100%–400% FPL qualify for premium tax credits. Medicaid available year-round for low-income adults.

Farmington Hills Health Insurance Market Profile

• Population: 82K
• County: Oakland County
• Median Household Income: $87,000 (~556% of the 2026 FPL)
• Marketplace: healthcare.gov