Health Insurance in Flint, MI

Health Insurance Carriers in Flint, MI

Residents of Flint can compare health insurance plans from the following carriers during Open Enrollment (November 1–January 15): Blue Cross Blue Shield of Michigan, Blue Care Network (HMO), McLaren Health Plan, Priority Health, Molina Healthcare, HAP (Health Alliance Plan). The dominant carrier in most Flint ZIP codes is McLaren Health Plan.

Flint is served by McLaren Flint and Ascension Genesys. Hurley Medical Center is a publicly-owned hospital providing a safety net for underinsured patients. McLaren Health Plan has a particularly strong network in the Flint area.

2026 Plan Data for Residents in Flint

Here is what is actually filed and for sale in Genesee County for 2026.

• Flint sits in Genesee County, where 6 carrier(s) have filed 64 plans for 2026: Ambetter from Meridian, Blue Care Network of Michigan, Blue Cross Blue Shield of Michigan, McLaren Health Plan Community, Priority Health, and others.
• Plan types available to Flint residents: HMO, PPO.
• One of the lower-cost Silver options is UHC Silver Value (No Referrals) from UnitedHealthcare — $511/month at age 40 with a $4,000 deductible and $35 primary care.

Source: CMS Plan Year 2026 Qualified Health Plan Landscape file. Full-price filed rates before premium tax credits; not a quote or an offer of coverage. Verify current rates at enrollment.

Hospitals and Health Systems in Flint

Major hospital systems and facilities serving Flint include:

• Ascension Genesys Hospital (Grand Blanc)
• McLaren Flint Hospital
• Hurley Medical Center (City of Flint)

Network coverage varies by plan. Before enrolling, confirm your preferred hospital is in-network by checking the plan’s provider directory or calling member services.

Urgent Care Centers in Flint

Urgent care facilities in the Flint area include:

• McLaren Urgent Care Flint
• FastMed Urgent Care Flint
• Hurley Urgent Care

ACA Subsidies and Medicaid in Flint

Residents of Flint may qualify for ACA premium tax credits if household income falls between 100% and 400% of the federal poverty level (~$15,650–$62,600 for a single adult in 2026). Apply through healthcare.gov or a licensed broker during Open Enrollment or after a qualifying life event.

Flint Health Insurance Market Profile

• Population: 81K
• County: Genesee County
• Median Household Income: $30,000 (~192% of the 2026 FPL)
• Marketplace: healthcare.gov