Plans Available in Florence
Marketplace health insurance in Florence is offered by: Ambetter from Absolute Total Care, BlueCross BlueShield of South Carolina, InStil Health and Molina Healthcare. The leading carrier in the Florence area is BCBS of SC. Available plans and exact premiums depend on your ZIP code, age, and household income.
Hospitals and Health Systems in Florence
Medicare’s hospital directory lists these acute-care hospitals in Florence:
- MUSC Health Florence Medical Center
- McLeod Regional Medical Center-Pee Dee
Which plans include each hospital varies by plan and year, not just by insurer. Before you enroll, confirm that your doctors and preferred hospital are in-network for the specific plan ID you choose. We do this check for every client at no charge.
ACA Subsidies and Medicaid
If your household income is between 100% and 400% of the Federal Poverty Level (approximately $15,650 to $62,600 per year for a single adult in 2026), you likely qualify for premium tax credits that reduce your monthly premium. Contact a broker to check Medicaid eligibility — coverage rules vary by household.
How to Enroll
Open Enrollment runs November 1 through January 15 each year. If you have a qualifying life event (job loss, move, marriage, new baby), you have a 60-day Special Enrollment Period. An independent, licensed broker can compare every plan available in your Florence ZIP code at no cost to you.
2026 Plan Data for Residents in Florence
Here is what is actually filed and for sale in Florence County for 2026.
- Florence sits in Florence County, where 4 carrier(s) have filed 57 plans for 2026: Ambetter from Absolute Total Care, BlueCross BlueShield of South Carolina, InStil Health, Molina Healthcare.
- Plan types available to Florence residents: EPO, HMO, PPO.
- One of the lower-cost Silver options is InHealth Basic Standard from InStil Health — $563/month at age 40 with a $6,000 deductible and $40 primary care.
Source: CMS Plan Year 2026 Qualified Health Plan Landscape file. Full-price filed rates before premium tax credits; not a quote or an offer of coverage. Verify current rates at enrollment.