Health Insurance in Frisco, TX

Health Insurance in Frisco, TX

Residents of Frisco can compare marketplace health plans from Ambetter from Superior HealthPlan, Baylor Scott and White Health Plan, Blue Cross and Blue Shield of Texas, Cigna, Imperial Insurance Companies, Molina Healthcare, Oscar, UnitedHealthcare and WellPoint. The leading carrier in Frisco is Blue Cross Blue Shield of Texas. Frisco is a high-growth Dallas suburb with multiple major health system facilities. As a primarily employer-covered suburban market, residents transitioning between jobs often need marketplace plans.

2026 Plan Data for Residents in Frisco

Here is what is actually filed and for sale in Collin County for 2026.

• Frisco sits in Collin County, where 9 carrier(s) have filed 127 plans for 2026: Ambetter from Superior HealthPlan, Baylor Scott and White, Blue Cross and Blue Shield of Texas, Cigna Healthcare, Imperial Insurance Companies, and others.
• Plan types available to Frisco residents: EPO, HMO, POS.
• One of the lower-cost Silver options is Standard Silver VALUE from Ambetter from Superior HealthPlan — $667/month at age 40 with a $6,000 deductible and $40 primary care.

Source: CMS Plan Year 2026 Qualified Health Plan Landscape file. Full-price filed rates before premium tax credits; not a quote or an offer of coverage. Verify current rates at enrollment.

Local Hospitals in Frisco, TX

Medicare’s hospital directory lists these acute-care hospitals in Frisco:

• Baylor Scott & White Medical Center – Centennial
• Baylor Scott & White Medical Center – Frisco
• Baylor Scott and White Medical Center Frisco at Pg
• Texas Health Hospital Frisco

Which plans include each hospital varies by plan and year, not just by insurer. Before you enroll, confirm that your doctors and preferred hospital are in-network for the specific plan ID you choose. We do this check for every client at no charge.

Urgent Care Centers in Frisco

• CareNow Urgent Care Frisco
• Concentra Urgent Care Frisco
• NextCare Urgent Care Frisco

ACA Subsidies for Frisco Residents

At 716% of the Federal Poverty Level, residents earning around the Frisco median of $112,000 are above the traditional 400% FPL threshold. The enhanced rules that briefly extended credits above that line expired at the end of 2025, so for 2026 no premium tax credit is available at this income — the full filed premium applies.

Frisco residents enroll through healthcare.gov, the federal marketplace. Open Enrollment runs November 1 through January 15 each year. Special Enrollment Periods are available within 60 days of losing other coverage, marriage, birth of a child, or a move. A licensed broker can confirm your exact subsidy amount based on your income and household size before you enroll.

Frisco Health Insurance Market Profile

• Population: 214K
• County: Collin County
• Median Household Income: $112,000 (~716% of the 2026 FPL)
• Marketplace: healthcare.gov