Health Insurance in Frisco, TX

Health Insurance in Frisco, TX

Residents of Frisco can compare marketplace health plans from Blue Cross Blue Shield of Texas, Ambetter from Superior HealthPlan, Aetna, Cigna, Molina Healthcare, Oscar Health. The leading carrier in Frisco is Blue Cross Blue Shield of Texas. Frisco is a high-growth Dallas suburb with multiple major health system facilities. As a primarily employer-covered suburban market, residents transitioning between jobs often need marketplace plans.

2026 Plan Data for Residents in Frisco

Here is what is actually filed and for sale in Collin County for 2026.

• Frisco sits in Collin County, where 9 carrier(s) have filed 127 plans for 2026: Ambetter from Superior HealthPlan, Baylor Scott and White, Blue Cross and Blue Shield of Texas, Cigna Healthcare, Imperial Insurance Companies, and others.
• Plan types available to Frisco residents: EPO, HMO, POS.
• One of the lower-cost Silver options is Standard Silver VALUE from Ambetter from Superior HealthPlan — $667/month at age 40 with a $6,000 deductible and $40 primary care.

Source: CMS Plan Year 2026 Qualified Health Plan Landscape file. Full-price filed rates before premium tax credits; not a quote or an offer of coverage. Verify current rates at enrollment.

Local Hospitals in Frisco, TX

• Texas Health Presbyterian Hospital Frisco
• Baylor Scott & White Medical Center – Frisco
• Medical City Frisco (HCA)

Verify your preferred hospital is in-network on any plan before enrolling. Contact the insurer's provider directory for confirmation.

Urgent Care Centers in Frisco

• CareNow Urgent Care Frisco
• Concentra Urgent Care Frisco
• NextCare Urgent Care Frisco

ACA Subsidies for Frisco Residents

At 716% of the Federal Poverty Level, residents earning around the Frisco median of $112,000 are above the traditional 400% FPL threshold. Under current enhanced subsidy rules, premium tax credits still apply, capping the benchmark Silver plan at $793 per month (8.5% of income).

Frisco residents enroll through healthcare.gov, the federal marketplace. Open Enrollment runs November 1 through January 15 each year. Special Enrollment Periods are available within 60 days of losing other coverage, marriage, birth of a child, or a move. A licensed broker can confirm your exact subsidy amount based on your income and household size before you enroll.

Frisco Health Insurance Market Profile

• Population: 214K
• County: Collin County
• Median Household Income: $112,000 (~716% of the 2026 FPL)
• Marketplace: healthcare.gov