Plans Available in Garland
Marketplace health insurance in Garland is offered by: Ambetter from Superior HealthPlan, Baylor Scott and White Health Plan, Blue Cross and Blue Shield of Texas, Cigna, Imperial Insurance Companies, Molina Healthcare, Oscar, UnitedHealthcare and WellPoint. The leading carrier in the Garland area is BCBS of Texas. Available plans and exact premiums depend on your ZIP code, age, and household income.
Hospitals and Health Systems in Garland
Medicare’s hospital directory lists no acute-care hospital in Garland itself; these are the ones it lists in Dallas County:
- Advanced Dallas Hospitals and Clinics
- Baylor Scott & White Heart & Vascular Hospital – Dallas
- Baylor Scott & White Medical Center at Irving
- Baylor Scott and White Medical Center Lake Pointe
- Baylor Scott and White Medical Center Sunnyvale
- Baylor Scott and White Medical Center Uptown
- Baylor Surgical Hospital at Las Colinas
- Baylor University Medical Center
- Crescent Medical Center Lancaster
- Dallas Medical Center
- Dallas Regional Medical Center
- Medical City Dallas Hospital
Which plans include each hospital varies by plan and year, not just by insurer. Before you enroll, confirm that your doctors and preferred hospital are in-network for the specific plan ID you choose. We do this check for every client at no charge. Medicare lists 22 in total; this shows 12.
ACA Subsidies and Medicaid
If your household income is between 100% and 400% of the Federal Poverty Level (approximately $15,650 to $62,600 per year for a single adult in 2026), you likely qualify for premium tax credits that reduce your monthly premium. Contact a broker to check Medicaid eligibility — coverage rules vary by household.
How to Enroll
Open Enrollment runs November 1 through January 15 each year. If you have a qualifying life event (job loss, move, marriage, new baby), you have a 60-day Special Enrollment Period. An independent, licensed broker can compare every plan available in your Garland ZIP code at no cost to you.
2026 Plan Data for Residents in Garland
Here is what is actually filed and for sale in Dallas County for 2026.
- Garland sits in Dallas County, where 9 carrier(s) have filed 138 plans for 2026: Ambetter from Superior HealthPlan, Baylor Scott and White, Blue Cross and Blue Shield of Texas, Cigna Healthcare, Imperial Insurance Companies, and others.
- Plan types available to Garland residents: EPO, HMO, POS.
- One of the lower-cost Silver options is Standard Silver VALUE from Ambetter from Superior HealthPlan — $667/month at age 40 with a $6,000 deductible and $40 primary care.
Source: CMS Plan Year 2026 Qualified Health Plan Landscape file. Full-price filed rates before premium tax credits; not a quote or an offer of coverage. Verify current rates at enrollment.