Health Insurance in Gary, IN

Compare plans and local providers in Gary for 2026.

Health Insurance in Gary, IN

Compare Anthem Blue Cross Blue Shield, Ambetter from MHS, CareSource, Molina Healthcare, MDwise in Gary. The dominant carrier is Anthem Blue Cross Blue Shield. Gary is in Lake County, the industrial northwest corner of Indiana adjacent to Chicago. Franciscan Health and Methodist Hospitals serve the area.

2026 Plan Data for Residents in Gary

Here is what is actually filed and for sale in Lake County for 2026.

  • Gary sits in Lake County, where 3 carrier(s) have filed 47 plans for 2026: Ambetter Health, Anthem Blue Cross and Blue Shield, CareSource.
  • Plan types available to Gary residents: HMO, POS.
  • One of the lower-cost Silver options is Anthem Heart Healthy Silver Essential 4500 ($0 Virtual PCP + $0 Select Drugs + Incentives) from Anthem Blue Cross and Blue Shield — $500/month at age 40 with a $4,500 deductible and $35 primary care.

Source: CMS Plan Year 2026 Qualified Health Plan Landscape file. Full-price filed rates before premium tax credits; not a quote or an offer of coverage. Verify current rates at enrollment.

Local Hospitals

  • Methodist Hospitals Gary (Southlake Campus)
  • St. Mary Medical Center (Franciscan Health)
  • Community Healthcare System

Verify network status before enrolling.

Urgent Care

  • AFC Urgent Care
  • FastMed Urgent Care
  • Concentra Urgent Care

ACA Subsidies in Gary

Residents earning 100%–400% FPL qualify for premium tax credits. Medicaid available year-round for low-income adults.

Gary Health Insurance Market Profile

  • Population: 69K
  • County: Lake County
  • Median Household Income: $34,000 (~217% of the 2026 FPL)
  • Marketplace: healthcare.gov

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