Health Insurance in Gastonia, NC

Compare plans, costs, and local provider networks in Gastonia for 2026.

Health Insurance Carriers in Gastonia, NC

Residents of Gastonia can compare plans from: Blue Cross NC, Ambetter from WellCare of NC, Aetna, Cigna, Oscar Health. The leading carrier in the Gastonia area is Blue Cross NC. Plan availability varies by ZIP code — always check your specific address for available options.

Gastonia is in Gaston County west of Charlotte. CaroMont Health is the dominant local system. Atrium Health also has facilities in the area from the Charlotte metro.

2026 Plan Data for Residents in Gastonia

Here is what is actually filed and for sale in Gaston County for 2026.

  • Gastonia sits in Gaston County, where 3 carrier(s) have filed 60 plans for 2026: Ambetter of North Carolina, Blue Cross and Blue Shield of NC, Cigna Healthcare.
  • Plan types available to Gastonia residents: EPO, HMO, POS, PPO.
  • One of the lower-cost Silver options is Standard Silver with Atrium Health from Ambetter of North Carolina — $634/month at age 40 with a $6,000 deductible and $40 primary care.

Source: CMS Plan Year 2026 Qualified Health Plan Landscape file. Full-price filed rates before premium tax credits; not a quote or an offer of coverage. Verify current rates at enrollment.

Local Hospitals in Gastonia, NC

Major hospital facilities in the Gastonia area:

  • CaroMont Regional Medical Center (Gastonia)
  • Atrium Health Gaston (Belmont)

Confirm your preferred hospital is in-network before enrolling. Network status varies by plan.

Urgent Care in Gastonia

  • CaroMont Health Urgent Care Gastonia
  • Atrium Health GoHealth Urgent Care Gastonia
  • FastMed Urgent Care

Subsidies and Medicaid in Gastonia

ACA premium tax credits are available for Gastonia residents with income between 100% and 400% FPL (~$15,650–$62,600 for a single adult in 2026). Medicaid is available year-round for income-eligible adults — apply through your state Medicaid agency.

Gastonia Health Insurance Market Profile

  • Population: 82K
  • County: Gaston County
  • Median Household Income: $50,000 (~319% of the 2026 FPL)
  • Marketplace: healthcare.gov

See what’s available in Gastonia, NC

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