Plans Available in Goldsboro
Marketplace health insurance in Goldsboro is offered by: Blue Cross and Blue Shield of NC and Cigna. The leading carrier in the Goldsboro area is Blue Cross NC. Available plans and exact premiums depend on your ZIP code, age, and household income.
Hospitals and Health Systems in Goldsboro
Medicare’s hospital directory lists these acute-care hospitals in Goldsboro:
- UNC Health Care Wayne
Which plans include each hospital varies by plan and year, not just by insurer. Before you enroll, confirm that your doctors and preferred hospital are in-network for the specific plan ID you choose. We do this check for every client at no charge.
ACA Subsidies and Medicaid
If your household income is between 100% and 400% of the Federal Poverty Level (approximately $15,650 to $62,600 per year for a single adult in 2026), you likely qualify for premium tax credits that reduce your monthly premium. Medicaid available year-round for income-eligible adults (138% FPL or below).
How to Enroll
Open Enrollment runs November 1 through January 15 each year. If you have a qualifying life event (job loss, move, marriage, new baby), you have a 60-day Special Enrollment Period. An independent, licensed broker can compare every plan available in your Goldsboro ZIP code at no cost to you.
2026 Plan Data for Residents in Goldsboro
Here is what is actually filed and for sale in Wayne County for 2026.
- Goldsboro sits in Wayne County, where 2 carrier(s) have filed 28 plans for 2026: Blue Cross and Blue Shield of NC, Cigna Healthcare.
- Plan types available to Goldsboro residents: HMO, PPO.
- One of the lower-cost Silver options is Blue Advantage Silver Standard | Nationwide Doctors from Blue Cross and Blue Shield of NC — $852/month at age 40 with a $6,000 deductible and $40 primary care.
Source: CMS Plan Year 2026 Qualified Health Plan Landscape file. Full-price filed rates before premium tax credits; not a quote or an offer of coverage. Verify current rates at enrollment.