Health Insurance Carriers in Grand Rapids, MI
Residents of Grand Rapids can compare health insurance plans from the following carriers during Open Enrollment (November 1–January 15): Blue Cross Blue Shield of Michigan, Blue Care Network (HMO), McLaren Health Plan, Priority Health, Molina Healthcare, HAP (Health Alliance Plan). The dominant carrier in most Grand Rapids ZIP codes is Blue Cross Blue Shield of Michigan.
Grand Rapids is served by two major systems: Corewell Health West (formerly Spectrum Health, the dominant West Michigan system) and Trinity Health (Mercy Health). Priority Health, one of Michigan's major regional insurers, is based in Grand Rapids.
2026 Plan Data for Residents in Grand Rapids
Here is what is actually filed and for sale in Kent County for 2026.
- Grand Rapids sits in Kent County, where 7 carrier(s) have filed 80 plans for 2026: Ambetter from Meridian, Blue Care Network of Michigan, Blue Cross Blue Shield of Michigan, McLaren Health Plan Community, Oscar, and others.
- Plan types available to Grand Rapids residents: EPO, HMO, PPO.
- One of the lower-cost Silver options is Silver Simple PCP Saver from Oscar — $471/month at age 40 with a $5,500 deductible and $20 primary care.
Source: CMS Plan Year 2026 Qualified Health Plan Landscape file. Full-price filed rates before premium tax credits; not a quote or an offer of coverage. Verify current rates at enrollment.