What health insurance carriers serve Hammond, IN?

Hammond residents can compare Anthem Blue Cross Blue Shield, Ambetter from MHS, CareSource and others. Anthem Blue Cross Blue Shield is the leading carrier in most Hammond ZIP codes.

How much does health insurance cost in Hammond?

A 40-year-old in Hammond pays approximately $150–$500/month depending on plan tier, before ACA subsidies. Income-eligible residents may qualify for significant subsidy reductions.

What hospitals are near Hammond, IN?

Medicare’s hospital directory lists Community Hospital, Franciscan Health Crown Point, Franciscan Health Dyer, Franciscan Health Munster, Methodist Hospitals and 4 others in Lake County. Which plans include each hospital varies by plan and year, so check the plan’s provider directory before you enroll.

Can I get subsidized health insurance in Hammond, IN?

Yes. Residents earning 100%–400% FPL (~$15,650–$62,600 for a single adult in 2026) qualify for ACA subsidies. Medicaid is available year-round for income-eligible adults.

Health Insurance in Hammond, IN (2026)

Health Insurance in Hammond, IN

Compare Anthem Blue Cross Blue Shield, Ambetter from MHS, CareSource, Molina Healthcare, MDwise in Hammond. The dominant carrier is Anthem Blue Cross Blue Shield. Hammond is in Lake County adjacent to Chicago. Northwestern Indiana residents have access to both Indiana and Illinois carriers.

2026 Plan Data for Residents in Hammond

Here is what is actually filed and for sale in Lake County for 2026.

Hammond sits in Lake County, where 3 carrier(s) have filed 47 plans for 2026: Ambetter Health, Anthem Blue Cross and Blue Shield, CareSource.
Plan types available to Hammond residents: HMO, POS.
One of the lower-cost Silver options is Anthem Heart Healthy Silver Essential 4500 ($0 Virtual PCP + $0 Select Drugs + Incentives) from Anthem Blue Cross and Blue Shield — $500/month at age 40 with a $4,500 deductible and $35 primary care.

Source: CMS Plan Year 2026 Qualified Health Plan Landscape file. Full-price filed rates before premium tax credits; not a quote or an offer of coverage. Verify current rates at enrollment.

Local Hospitals

Medicare’s hospital directory lists no acute-care hospital in Hammond itself; these are the ones it lists in Lake County:

Community Hospital
Franciscan Health Crown Point
Franciscan Health Dyer
Franciscan Health Munster
Methodist Hospitals
St. Catherine Hospital
St. Mary Medical Center
Uchicago Medicine Northwest Indiana
Pinnacle Hospital

Which plans include each hospital varies by plan and year, not just by insurer. Before you enroll, confirm that your doctors and preferred hospital are in-network for the specific plan ID you choose. We do this check for every client at no charge.

Urgent Care

AFC Urgent Care
FastMed Urgent Care
Concentra Urgent Care

ACA Subsidies in Hammond

Residents earning 100%–400% FPL qualify for premium tax credits. Medicaid available year-round for low-income adults.

Hammond Health Insurance Market Profile

Population: 71K
County: Lake County
Median Household Income: $45,000 (~288% of the 2026 FPL)
Marketplace: healthcare.gov

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