Health Insurance in Hammond, IN

Compare plans and local providers in Hammond for 2026.

Health Insurance in Hammond, IN

Compare Anthem Blue Cross Blue Shield, Ambetter from MHS, CareSource, Molina Healthcare, MDwise in Hammond. The dominant carrier is Anthem Blue Cross Blue Shield. Hammond is in Lake County adjacent to Chicago. Northwestern Indiana residents have access to both Indiana and Illinois carriers.

2026 Plan Data for Residents in Hammond

Here is what is actually filed and for sale in Lake County for 2026.

  • Hammond sits in Lake County, where 3 carrier(s) have filed 47 plans for 2026: Ambetter Health, Anthem Blue Cross and Blue Shield, CareSource.
  • Plan types available to Hammond residents: HMO, POS.
  • One of the lower-cost Silver options is Anthem Heart Healthy Silver Essential 4500 ($0 Virtual PCP + $0 Select Drugs + Incentives) from Anthem Blue Cross and Blue Shield — $500/month at age 40 with a $4,500 deductible and $35 primary care.

Source: CMS Plan Year 2026 Qualified Health Plan Landscape file. Full-price filed rates before premium tax credits; not a quote or an offer of coverage. Verify current rates at enrollment.

Local Hospitals

  • Community Hospital of Hammond (Franciscan Health)
  • Methodist Hospitals (Northlake Campus, Gary)
  • Franciscan Health Crown Point

Verify network status before enrolling.

Urgent Care

  • AFC Urgent Care
  • FastMed Urgent Care
  • Concentra Urgent Care

ACA Subsidies in Hammond

Residents earning 100%–400% FPL qualify for premium tax credits. Medicaid available year-round for low-income adults.

Hammond Health Insurance Market Profile

  • Population: 71K
  • County: Lake County
  • Median Household Income: $45,000 (~288% of the 2026 FPL)
  • Marketplace: healthcare.gov

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