Health Insurance in Hampton, VA

Health Insurance Carriers in Hampton, VA

Residents of Hampton can compare health insurance plans from the following carriers during Open Enrollment (November 1–January 15): Anthem HealthKeepers, Optima Health (Sentara), CareFirst BlueCross BlueShield, Aetna, Cigna, Oscar Health, Kaiser Permanente (NoVA/DC). The dominant carrier in most Hampton ZIP codes is Optima Health (Sentara).

Hampton is in the Hampton Roads region dominated by Sentara Healthcare. Sentara owns Optima Health insurance, creating an integrated payer-provider model. Optima members have seamless access to all Sentara facilities.

How Residents in Hampton Buy Coverage

Virginia does not use HealthCare.gov. Hampton residents enroll through Virginia Insurance Marketplace, the state-based exchange, which publishes its own carrier list and county-level rates each autumn. Deadlines and special enrollment rules can differ from the federal marketplace — confirm current dates on Virginia Insurance Marketplace before enrolling.

Hospitals and Health Systems in Hampton

Major hospital systems and facilities serving Hampton include:

• Sentara CarePlex Hospital (Hampton)
• Sentara Norfolk General Hospital (Norfolk)
• Riverside Regional Medical Center (Newport News)

Network coverage varies by plan. Before enrolling, confirm your preferred hospital is in-network by checking the plan’s provider directory or calling member services.

Urgent Care Centers in Hampton

Urgent care facilities in the Hampton area include:

• Patient First Hampton
• Sentara Urgent Care
• GoHealth Urgent Care

ACA Subsidies and Medicaid in Hampton

Residents of Hampton may qualify for ACA premium tax credits if household income falls between 100% and 400% of the federal poverty level (~$15,650–$62,600 for a single adult in 2026). Apply through healthcare.gov or a licensed broker during Open Enrollment or after a qualifying life event.

Hampton Health Insurance Market Profile

• Population: 137K
• County: City of Hampton
• Median Household Income: $57,000 (~364% of the 2026 FPL)
• Marketplace: healthcare.gov