Health Insurance in High Point, NC

Health Insurance Carriers in High Point, NC

Residents of High Point can compare health insurance plans from the following carriers during Open Enrollment (November 1–January 15): Blue Cross NC, Ambetter from WellCare of NC, Aetna, Cigna, Oscar Health. The dominant carrier in most High Point ZIP codes is Blue Cross NC.

Plan availability and premium amounts vary by ZIP code. Use your specific High Point ZIP code when comparing plans to see all available options.

2026 Plan Data for Residents in High Point

Here is what is actually filed and for sale in Guilford County for 2026.

• High Point sits in Guilford County, where 6 carrier(s) have filed 83 plans for 2026: Ambetter of North Carolina, AmeriHealth Caritas Next, Blue Cross and Blue Shield of NC, Cigna Healthcare, Oscar Health Plan of North Carolina, and others.
• Plan types available to High Point residents: EPO, HMO, PPO.
• One of the lower-cost Silver options is Focused Silver with Atrium Health from Ambetter of North Carolina — $548/month at age 40 with a $6,300 deductible and $40 primary care.

Source: CMS Plan Year 2026 Qualified Health Plan Landscape file. Full-price filed rates before premium tax credits; not a quote or an offer of coverage. Verify current rates at enrollment.

Hospitals and Health Systems in High Point

Major hospital systems and facilities serving High Point include:

• Atrium Health Wake Forest Baptist High Point Medical Center
• Cone Health (Greensboro)
• Novant Health Kernersville Medical Center

Network coverage varies by plan. Before enrolling, confirm your preferred hospital is in-network by checking the plan’s provider directory or calling member services.

Urgent Care Centers in High Point

Urgent care facilities in the High Point area include:

• MedPost Urgent Care High Point
• FastMed Urgent Care
• Triad Urgent Care

ACA Subsidies and Medicaid in High Point

Residents of High Point may qualify for ACA premium tax credits if household income falls between 100% and 400% of the federal poverty level (~$15,650–$62,600 for a single adult in 2026). Apply through healthcare.gov or a licensed broker during Open Enrollment or after a qualifying life event.

High Point Health Insurance Market Profile

• Population: 115K
• County: Guilford County
• Median Household Income: $52,000 (~332% of the 2026 FPL)
• Marketplace: healthcare.gov