Health Insurance in Homestead, FL
Compare Florida Blue, Ambetter from Sunshine Health, Aetna, Cigna, Molina, Oscar Health in Homestead. The dominant carrier is Florida Blue. Homestead is south of Miami in Miami-Dade County with a large agricultural and Hispanic worker population. Florida Blue is the dominant carrier. Homestead Air Reserve Base employees have TRICARE access.
2026 Plan Data for Residents in Homestead
Here is what is actually filed and for sale in Miami-Dade County for 2026.
- Homestead sits in Miami-Dade County, where 11 carrier(s) have filed 189 plans for 2026: Ambetter Health, AmeriHealth Caritas Next, AvMed, Cigna HealthCare of Florida, Cigna Healthcare, and others.
- Plan types available to Homestead residents: EPO, HMO, POS, PPO.
- One of the lower-cost Silver options is Silver Classic Standard from Oscar Health Maintenance Organization of Florida — $690/month at age 40 with a $6,000 deductible and $40 primary care.
Source: CMS Plan Year 2026 Qualified Health Plan Landscape file. Full-price filed rates before premium tax credits; not a quote or an offer of coverage. Verify current rates at enrollment.