Health Insurance Carriers in Huntsville, AL
Residents of Huntsville can compare health insurance plans from the following carriers during Open Enrollment (November 1–January 15): Blue Cross Blue Shield of Alabama, Humana, Cigna. The dominant carrier in most Huntsville ZIP codes is Blue Cross Blue Shield of Alabama.
Huntsville is Alabama's largest city and home to a major aerospace and defense industry (NASA Marshall Space Flight Center, Redstone Arsenal). This gives the area a larger proportion of federal employees with FEHB coverage alongside the standard commercial marketplace.
2026 Plan Data for Residents in Huntsville
Here is what is actually filed and for sale in Madison County for 2026.
- Huntsville sits in Madison County, where 4 carrier(s) have filed 52 plans for 2026: Ambetter of Alabama, Blue Cross and Blue Shield of Alabama, Oscar, UnitedHealthcare.
- Plan types available to Huntsville residents: EPO, PPO.
- One of the lower-cost Silver options is Blue Standardized Statewide Silver EPO from Blue Cross and Blue Shield of Alabama — $683/month at age 40 with a $6,000 deductible and $40 primary care.
Source: CMS Plan Year 2026 Qualified Health Plan Landscape file. Full-price filed rates before premium tax credits; not a quote or an offer of coverage. Verify current rates at enrollment.