Plans Available in Irving
Marketplace health insurance in Irving is offered by: BCBS of Texas, Ambetter, Aetna, Cigna, Molina Healthcare, Oscar Health. The leading carrier in the Irving area is BCBS of Texas. Available plans and exact premiums depend on your ZIP code, age, and household income.
Hospitals and Health Systems in Irving
- Baylor Scott & White Medical Center Irving
- Medical City Las Colinas (HCA)
Verify that your preferred hospital is in-network before selecting a plan. Use each carrier's online provider directory or call the plan's member services number.
ACA Subsidies and Medicaid
If your household income is between 100% and 400% of the Federal Poverty Level (approximately $15,650 to $62,600 per year for a single adult in 2026), you likely qualify for premium tax credits that reduce your monthly premium. Contact a broker to check Medicaid eligibility — coverage rules vary by household.
How to Enroll
Open Enrollment runs November 1 through January 15 each year. If you have a qualifying life event (job loss, move, marriage, new baby), you have a 60-day Special Enrollment Period. An independent, licensed broker can compare every plan available in your Irving ZIP code at no cost to you.
2026 Plan Data for Residents in Irving
Here is what is actually filed and for sale in Dallas County for 2026.
- Irving sits in Dallas County, where 9 carrier(s) have filed 138 plans for 2026: Ambetter from Superior HealthPlan, Baylor Scott and White, Blue Cross and Blue Shield of Texas, Cigna Healthcare, Imperial Insurance Companies, and others.
- Plan types available to Irving residents: EPO, HMO, POS.
- One of the lower-cost Silver options is Focused VALUE Silver from Ambetter from Superior HealthPlan — $671/month at age 40 with a $6,300 deductible and $40 primary care.
Source: CMS Plan Year 2026 Qualified Health Plan Landscape file. Full-price filed rates before premium tax credits; not a quote or an offer of coverage. Verify current rates at enrollment.