CoveragebyCounty

Health Insurance in Irving, TX (2026)

Compare local plans, find in-network hospitals, and check your subsidy eligibility.

Plans Available in Irving

Marketplace health insurance in Irving is offered by: Ambetter from Superior HealthPlan, Baylor Scott and White Health Plan, Blue Cross and Blue Shield of Texas, Cigna, Imperial Insurance Companies, Molina Healthcare, Oscar, UnitedHealthcare and WellPoint. The leading carrier in the Irving area is BCBS of Texas. Available plans and exact premiums depend on your ZIP code, age, and household income.

Hospitals and Health Systems in Irving

Medicare’s hospital directory lists these acute-care hospitals in Irving:

  • Baylor Scott & White Medical Center at Irving
  • Baylor Surgical Hospital at Las Colinas
  • Medical City Las Colinas

Which plans include each hospital varies by plan and year, not just by insurer. Before you enroll, confirm that your doctors and preferred hospital are in-network for the specific plan ID you choose. We do this check for every client at no charge.

ACA Subsidies and Medicaid

If your household income is between 100% and 400% of the Federal Poverty Level (approximately $15,650 to $62,600 per year for a single adult in 2026), you likely qualify for premium tax credits that reduce your monthly premium. Contact a broker to check Medicaid eligibility — coverage rules vary by household.

How to Enroll

Open Enrollment runs November 1 through January 15 each year. If you have a qualifying life event (job loss, move, marriage, new baby), you have a 60-day Special Enrollment Period. An independent, licensed broker can compare every plan available in your Irving ZIP code at no cost to you.

2026 Plan Data for Residents in Irving

Here is what is actually filed and for sale in Dallas County for 2026.

  • Irving sits in Dallas County, where 9 carrier(s) have filed 138 plans for 2026: Ambetter from Superior HealthPlan, Baylor Scott and White, Blue Cross and Blue Shield of Texas, Cigna Healthcare, Imperial Insurance Companies, and others.
  • Plan types available to Irving residents: EPO, HMO, POS.
  • One of the lower-cost Silver options is Focused VALUE Silver from Ambetter from Superior HealthPlan — $671/month at age 40 with a $6,300 deductible and $40 primary care.

Source: CMS Plan Year 2026 Qualified Health Plan Landscape file. Full-price filed rates before premium tax credits; not a quote or an offer of coverage. Verify current rates at enrollment.

Irving Health Insurance Market Profile

  • Population: 242K
  • County: Dallas County
  • Median Household Income: $62,000 (~396% of the 2026 FPL)
  • Marketplace: healthcare.gov

See what’s available in Irving, TX

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