Health Insurance in Joliet, IL

Health Insurance Carriers in Joliet, IL

Residents of Joliet can compare health insurance plans from the following carriers during Open Enrollment (November 1–January 15): Blue Cross Blue Shield of Illinois, Ambetter from Celtic Insurance, Aetna, Cigna, Molina Healthcare, Oscar Health, Health Alliance Medical Plans. The dominant carrier in most Joliet ZIP codes is Blue Cross Blue Shield of Illinois.

Plan availability and premium amounts vary by ZIP code. Use your specific Joliet ZIP code when comparing plans to see all available options.

How Residents in Joliet Buy Coverage

Illinois does not use HealthCare.gov. Joliet residents enroll through Get Covered Illinois, the state-based exchange, which publishes its own carrier list and county-level rates each autumn. Deadlines and special enrollment rules can differ from the federal marketplace — confirm current dates on Get Covered Illinois before enrolling.

Hospitals and Health Systems in Joliet

Major hospital systems and facilities serving Joliet include:

• Ascension Saint Joseph Medical Center (Joliet)
• AMITA Health Saint Joseph Medical Center Joliet
• Silver Cross Hospital (New Lenox)

Network coverage varies by plan. Before enrolling, confirm your preferred hospital is in-network by checking the plan’s provider directory or calling member services.

Urgent Care Centers in Joliet

Urgent care facilities in the Joliet area include:

• Ascension Medical Group Urgent Care
• Silver Cross Urgent Care
• FastMed Urgent Care Joliet

ACA Subsidies and Medicaid in Joliet

Residents of Joliet may qualify for ACA premium tax credits if household income falls between 100% and 400% of the federal poverty level (~$15,650–$62,600 for a single adult in 2026). Apply through healthcare.gov or a licensed broker during Open Enrollment or after a qualifying life event.

Joliet Health Insurance Market Profile

• Population: 149K
• County: Will County
• Median Household Income: $62,000 (~396% of the 2026 FPL)
• Marketplace: GetCoveredIllinois