Health Insurance in Killeen, TX

Health Insurance in Killeen, TX

Residents of Killeen can compare marketplace health plans from Blue Cross Blue Shield of Texas, Ambetter from Superior HealthPlan, Aetna, Cigna, Molina Healthcare, Oscar Health. The leading carrier in Killeen is Blue Cross Blue Shield of Texas. Killeen is adjacent to Fort Cavazos (formerly Fort Hood), the largest U.S. military base by population. Civilian residents use the commercial marketplace; military personnel use TRICARE.

2026 Plan Data for Residents in Killeen

Here is what is actually filed and for sale in Bell County for 2026.

• Killeen sits in Bell County, where 4 carrier(s) have filed 55 plans for 2026: Ambetter from Superior HealthPlan, Baylor Scott and White, Blue Cross and Blue Shield of Texas, UnitedHealthcare.
• Plan types available to Killeen residents: EPO, HMO, POS.
• One of the lower-cost Silver options is Enhanced Diabetes Care Silver with $0 Drug Options from Ambetter from Superior HealthPlan — $741/month at age 40 with a $5,000 deductible and $30 primary care.

Source: CMS Plan Year 2026 Qualified Health Plan Landscape file. Full-price filed rates before premium tax credits; not a quote or an offer of coverage. Verify current rates at enrollment.

Local Hospitals in Killeen, TX

• Baylor Scott & White Medical Center – Temple (nearby)
• AdventHealth Central Texas (Killeen)
• Fort Cavazos (Fort Hood) Military Facilities

Verify your preferred hospital is in-network on any plan before enrolling. Contact the insurer's provider directory for confirmation.

Urgent Care Centers in Killeen

• FastMed Urgent Care Killeen
• Concentra Urgent Care Killeen
• AFC Urgent Care

ACA Subsidies for Killeen Residents

At 326% of the Federal Poverty Level, residents earning around the Killeen median income of $51,000 qualify for ACA premium tax credits on the marketplace. Under current subsidy rules, the most a single adult at this income pays for a benchmark Silver plan is $361 per month, and most enrollees pay less after plan-level cost-sharing reductions.

Killeen residents enroll through healthcare.gov, the federal marketplace. Open Enrollment runs November 1 through January 15 each year. Special Enrollment Periods are available within 60 days of losing other coverage, marriage, birth of a child, or a move. A licensed broker can confirm your exact subsidy amount based on your income and household size before you enroll.

Killeen Health Insurance Market Profile

• Population: 155K
• County: Bell County
• Median Household Income: $51,000 (~326% of the 2026 FPL)
• Marketplace: healthcare.gov