Plans Available in Lafayette
Marketplace health insurance in Lafayette is offered by: Anthem BCBS, Ambetter from MHS, CareSource, Molina Healthcare. The leading carrier in the Lafayette area is Anthem BCBS. Available plans and exact premiums depend on your ZIP code, age, and household income.
Hospitals and Health Systems in Lafayette
- IU Health Arnett Hospital
- Franciscan Health Lafayette
Verify that your preferred hospital is in-network before selecting a plan. Use each carrier's online provider directory or call the plan's member services number.
ACA Subsidies and Medicaid
If your household income is between 100% and 400% of the Federal Poverty Level (approximately $15,650 to $62,600 per year for a single adult in 2026), you likely qualify for premium tax credits that reduce your monthly premium. Medicaid available year-round for income-eligible adults (138% FPL or below).
How to Enroll
Open Enrollment runs November 1 through January 15 each year. If you have a qualifying life event (job loss, move, marriage, new baby), you have a 60-day Special Enrollment Period. An independent, licensed broker can compare every plan available in your Lafayette ZIP code at no cost to you.
2026 Plan Data for Residents in Lafayette
Here is what is actually filed and for sale in Tippecanoe County for 2026.
- Lafayette sits in Tippecanoe County, where 3 carrier(s) have filed 47 plans for 2026: Ambetter Health, Anthem Blue Cross and Blue Shield, CareSource.
- Plan types available to Lafayette residents: HMO, POS.
- One of the lower-cost Silver options is Anthem Heart Healthy Silver Essential 4500 ($0 Virtual PCP + $0 Select Drugs + Incentives) from Anthem Blue Cross and Blue Shield — $462/month at age 40 with a $4,500 deductible and $35 primary care.
Source: CMS Plan Year 2026 Qualified Health Plan Landscape file. Full-price filed rates before premium tax credits; not a quote or an offer of coverage. Verify current rates at enrollment.