Health Insurance in Lincoln, NE

Compare plans, costs, and local provider networks in Lincoln for 2026.

Health Insurance Carriers in Lincoln, NE

Residents of Lincoln can compare plans from: Blue Cross Blue Shield of Nebraska, Medica, Ambetter from Nebraska Total Care. The leading carrier in the Lincoln area is Blue Cross Blue Shield of Nebraska. Plan availability varies by ZIP code — always check your specific address for available options.

Lincoln is Nebraska's capital and second-largest city, home to the University of Nebraska. Bryan Medical Center and CHI Health St. Elizabeth are the two major hospital systems serving Lincoln.

2026 Plan Data for Residents in Lincoln

Here is what is actually filed and for sale in Lancaster County for 2026.

  • Lincoln sits in Lancaster County, where 5 carrier(s) have filed 84 plans for 2026: Ambetter Health, Blue Cross and Blue Shield of Nebraska, Medica, Oscar, UnitedHealthcare.
  • Plan types available to Lincoln residents: EPO.
  • One of the lower-cost Silver options is Silver Simple PCP Saver | with Bryan Health from Oscar — $682/month at age 40 with a $5,750 deductible and $20 primary care.

Source: CMS Plan Year 2026 Qualified Health Plan Landscape file. Full-price filed rates before premium tax credits; not a quote or an offer of coverage. Verify current rates at enrollment.

Local Hospitals in Lincoln, NE

Major hospital facilities in the Lincoln area:

  • Bryan Medical Center (Lincoln)
  • CHI Health St. Elizabeth (Lincoln)
  • Nebraska Medicine (Omaha, nearby)

Confirm your preferred hospital is in-network before enrolling. Network status varies by plan.

Urgent Care in Lincoln

  • Bryan Urgent Care Lincoln
  • CHI Health Urgent Care Lincoln
  • FastMed Urgent Care

Subsidies and Medicaid in Lincoln

ACA premium tax credits are available for Lincoln residents with income between 100% and 400% FPL (~$15,650–$62,600 for a single adult in 2026). Medicaid is available year-round for income-eligible adults — apply through your state Medicaid agency.

Lincoln Health Insurance Market Profile

  • Population: 295K
  • County: Lancaster County
  • Median Household Income: $60,000 (~383% of the 2026 FPL)
  • Marketplace: healthcare.gov

See what’s available in Lincoln, NE

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