Health Insurance in Little Rock, AR

Health Insurance Carriers in Little Rock, AR

Residents of Little Rock can compare plans from: Arkansas Blue Cross and Blue Shield, Ambetter from Home State Health, QualChoice Health Insurance. The leading carrier in the Little Rock area is Arkansas Blue Cross and Blue Shield. Plan availability varies by ZIP code — always check your specific address for available options.

Little Rock is the state capital and home to UAMS Medical Center, the state's academic medical center and only Level I trauma center. Arkansas BCBS is the dominant marketplace carrier by a wide margin.

2026 Plan Data for Residents in Little Rock

Here is what is actually filed and for sale in Pulaski County for 2026.

• Little Rock sits in Pulaski County, where 4 carrier(s) have filed 52 plans for 2026: Ambetter from Arkansas Health & Wellness, Arkansas Blue Cross and Blue Shield, Health Advantage, Octave.
• Plan types available to Little Rock residents: POS, PPO.
• One of the lower-cost Silver options is Octave Silver AH from Octave — $775/month at age 40 with a $6,250 deductible and $30 Copay after deductible primary care.

Source: CMS Plan Year 2026 Qualified Health Plan Landscape file. Full-price filed rates before premium tax credits; not a quote or an offer of coverage. Verify current rates at enrollment.

Local Hospitals in Little Rock, AR

Medicare’s hospital directory lists these acute-care hospitals in Little Rock:

• Arkansas Heart Hospital
• Baptist Health Medical Center-Little Rock
• Chi-St. Vincent Infirmary
• University of Arkansas Medical Sciences

Which plans include each hospital varies by plan and year, not just by insurer. Before you enroll, confirm that your doctors and preferred hospital are in-network for the specific plan ID you choose. We do this check for every client at no charge.

Urgent Care in Little Rock

• Baptist Health Urgent Care Little Rock
• UAMS Health Urgent Care
• AFC Urgent Care Little Rock

Subsidies and Medicaid in Little Rock

ACA premium tax credits are available for Little Rock residents with income between 100% and 400% FPL (~$15,650–$62,600 for a single adult in 2026). Medicaid is available year-round for income-eligible adults — apply through your state Medicaid agency.

Little Rock Health Insurance Market Profile

• Population: 202K
• County: Pulaski County
• Median Household Income: $54,000 (~345% of the 2026 FPL)
• Marketplace: healthcare.gov