Health Insurance in Livonia, MI

Compare plans and local providers in Livonia for 2026.

Health Insurance in Livonia, MI

Compare Blue Cross Blue Shield of Michigan, Blue Care Network, McLaren Health Plan, Priority Health, Molina Healthcare, HAP in Livonia. The dominant carrier is Blue Cross Blue Shield of Michigan. Livonia is a large western Detroit suburb served by Trinity Health (St. Mary Mercy) and Henry Ford Health.

2026 Plan Data for Residents in Livonia

Here is what is actually filed and for sale in Wayne County for 2026.

  • Livonia sits in Wayne County, where 5 carrier(s) have filed 64 plans for 2026: Blue Care Network of Michigan, Blue Cross Blue Shield of Michigan, McLaren Health Plan Community, Priority Health, UnitedHealthcare.
  • Plan types available to Livonia residents: HMO, PPO.
  • One of the lower-cost Silver options is UHC Silver Value (No Referrals) from UnitedHealthcare — $508/month at age 40 with a $4,000 deductible and $35 primary care.

Source: CMS Plan Year 2026 Qualified Health Plan Landscape file. Full-price filed rates before premium tax credits; not a quote or an offer of coverage. Verify current rates at enrollment.

Local Hospitals

  • Trinity Health Livonia Hospital (St. Mary Mercy Hospital)
  • Henry Ford Health Livonia
  • Corewell Health Dearborn (Beaumont)

Verify network status before enrolling.

Urgent Care

  • Henry Ford Urgent Care
  • Beaumont Urgent Care
  • Concentra Urgent Care

ACA Subsidies in Livonia

Residents earning 100%–400% FPL qualify for premium tax credits. Medicaid available year-round for low-income adults.

Livonia Health Insurance Market Profile

  • Population: 95K
  • County: Wayne County
  • Median Household Income: $73,000 (~466% of the 2026 FPL)
  • Marketplace: healthcare.gov

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