Plans Available in Miami Lakes
Marketplace health insurance in Miami Lakes is offered by: Ambetter Health, AmeriHealth Caritas Next, AvMed, Cigna, Florida Blue, Molina Healthcare, Oscar, UnitedHealthcare and Wellpoint. The leading carrier in the Miami Lakes area is Florida Blue. Available plans and exact premiums depend on your ZIP code, age, and household income.
Hospitals and Health Systems in Miami Lakes
Medicare’s hospital directory lists no acute-care hospital in Miami Lakes itself; these are the ones it lists in Miami-Dade County:
- Baptist Hospital of Miami
- Coral Gables Hospital
- Doctors Hospital
- HCA Florida Aventura Hospital
- HCA Florida Kendall Hospital
- Hialeah Hospital
- Homestead Hospital
- Jackson Health System
- Keralty Hospital
- Larkin Community Hospital
- Larkin Community Hospital Palm Springs Campus
- Mount Sinai Medical Center of Florida
Which plans include each hospital varies by plan and year, not just by insurer. Before you enroll, confirm that your doctors and preferred hospital are in-network for the specific plan ID you choose. We do this check for every client at no charge. Medicare lists 17 in total; this shows 12.
ACA Subsidies and Medicaid
If your household income is between 100% and 400% of the Federal Poverty Level (approximately $15,650 to $62,600 per year for a single adult in 2026), you likely qualify for premium tax credits that reduce your monthly premium. Contact a broker to check Medicaid eligibility — coverage rules vary by household.
How to Enroll
Open Enrollment runs November 1 through January 15 each year. If you have a qualifying life event (job loss, move, marriage, new baby), you have a 60-day Special Enrollment Period. An independent, licensed broker can compare every plan available in your Miami Lakes ZIP code at no cost to you.
2026 Plan Data for Residents in Miami Lakes
Here is what is actually filed and for sale in Miami-Dade County for 2026.
- Miami Lakes sits in Miami-Dade County, where 11 carrier(s) have filed 189 plans for 2026: Ambetter Health, AmeriHealth Caritas Next, AvMed, Cigna HealthCare of Florida, Cigna Healthcare, and others.
- Plan types available to Miami Lakes residents: EPO, HMO, POS, PPO.
- One of the lower-cost Silver options is Silver Simple Breathe Easy with Enhanced COPD Benefits from Oscar Health Maintenance Organization of Florida — $691/month at age 40 with a $6,200 deductible and No Charge primary care.
Source: CMS Plan Year 2026 Qualified Health Plan Landscape file. Full-price filed rates before premium tax credits; not a quote or an offer of coverage. Verify current rates at enrollment.