Health Insurance in Middletown, OH

Health Insurance in Middletown, OH

Compare Medical Mutual of Ohio, Anthem Blue Cross Blue Shield, Ambetter from MedMutual, Aetna, Molina Healthcare in Middletown. The dominant carrier is Medical Mutual of Ohio. Middletown is in Butler County between Cincinnati and Dayton. Atrium Medical Center is the primary facility.

2026 Plan Data for Residents in Middletown

Here is what is actually filed and for sale in Butler County for 2026.

• Middletown sits in Butler County, where 8 carrier(s) have filed 130 plans for 2026: Ambetter from Buckeye, Anthem Blue Cross and Blue Shield, Antidote Health Plan of Ohio, CareSource, MedMutual, and others.
• Plan types available to Middletown residents: HMO.
• One of the lower-cost Silver options is Silver Simple PCP Saver from Oscar Health Insurance — $483/month at age 40 with a $5,750 deductible and $5 primary care.

Source: CMS Plan Year 2026 Qualified Health Plan Landscape file. Full-price filed rates before premium tax credits; not a quote or an offer of coverage. Verify current rates at enrollment.

Local Hospitals

Medicare’s hospital directory lists no acute-care hospital in Middletown itself; these are the ones it lists in Butler County:

• Fort Hamilton Hughes Memorial Hospital
• McCullough-Hyde Memorial Hospital
• Mercy Health – Fairfield Hospital
• West Chester Hospital

Which plans include each hospital varies by plan and year, not just by insurer. Before you enroll, confirm that your doctors and preferred hospital are in-network for the specific plan ID you choose. We do this check for every client at no charge.

Urgent Care

• Urgent Care Now
• FastMed Urgent Care
• AFC Urgent Care

ACA Subsidies in Middletown

Residents earning 100%–400% FPL qualify for premium tax credits. Medicaid available year-round for low-income adults.

Middletown Health Insurance Market Profile

• Population: 51K
• County: Butler County
• Median Household Income: $44,000 (~281% of the 2026 FPL)
• Marketplace: healthcare.gov