Health Insurance in Midland, TX

Health Insurance in Midland, TX

Residents of Midland can compare marketplace health plans from Blue Cross Blue Shield of Texas, Ambetter from Superior HealthPlan, Aetna, Cigna, Molina Healthcare, Oscar Health. The leading carrier in Midland is Blue Cross Blue Shield of Texas. Midland is in the Permian Basin energy region. Oil and gas industry workers often have employer benefits during peak employment but may need marketplace plans during downturns or self-employment.

2026 Plan Data for Residents in Midland

Here is what is actually filed and for sale in Midland County for 2026.

• Midland sits in Midland County, where 4 carrier(s) have filed 54 plans for 2026: Ambetter from Superior HealthPlan, Baylor Scott and White, Blue Cross and Blue Shield of Texas, UnitedHealthcare.
• Plan types available to Midland residents: EPO, HMO, POS.
• One of the lower-cost Silver options is Standard Silver from Ambetter from Superior HealthPlan — $645/month at age 40 with a $6,000 deductible and $40 primary care.

Source: CMS Plan Year 2026 Qualified Health Plan Landscape file. Full-price filed rates before premium tax credits; not a quote or an offer of coverage. Verify current rates at enrollment.

Local Hospitals in Midland, TX

• Midland Memorial Hospital
• Midland Health West Campus

Verify your preferred hospital is in-network on any plan before enrolling. Contact the insurer's provider directory for confirmation.

Urgent Care Centers in Midland

• FastMed Urgent Care Midland
• Concentra Urgent Care Midland
• NextCare Urgent Care

ACA Subsidies for Midland Residents

At 454% of the Federal Poverty Level, residents earning around the Midland median of $71,000 are above the traditional 400% FPL threshold. Under current enhanced subsidy rules, premium tax credits still apply, capping the benchmark Silver plan at $503 per month (8.5% of income).

Midland residents enroll through healthcare.gov, the federal marketplace. Open Enrollment runs November 1 through January 15 each year. Special Enrollment Periods are available within 60 days of losing other coverage, marriage, birth of a child, or a move. A licensed broker can confirm your exact subsidy amount based on your income and household size before you enroll.

Midland Health Insurance Market Profile

• Population: 135K
• County: Midland County
• Median Household Income: $71,000 (~454% of the 2026 FPL)
• Marketplace: healthcare.gov