Health Insurance in Miramar, FL

Health Insurance Carriers in Miramar, FL

Residents of Miramar can compare health insurance plans from the following carriers during Open Enrollment (November 1–January 15): Florida Blue, Ambetter from Sunshine Health, Aetna, Cigna, Molina Healthcare, Oscar Health. The dominant carrier in most Miramar ZIP codes is Florida Blue.

Plan availability and premium amounts vary by ZIP code. Use your specific Miramar ZIP code when comparing plans to see all available options.

2026 Plan Data for Residents in Miramar

Here is what is actually filed and for sale in Broward County for 2026.

• Miramar sits in Broward County, where 12 carrier(s) have filed 197 plans for 2026: 22 Health, Ambetter Health, AmeriHealth Caritas Next, AvMed, Cigna HealthCare of Florida, and others.
• Plan types available to Miramar residents: EPO, HMO, POS, PPO.
• One of the lower-cost Silver options is myBlue Silver 26M03-02 ($0 Primary Care Visits with Select Providers / $5 Labs / Rewards) from Florida Blue HMO (a BlueCross BlueShield FL company) — $677/month at age 40 with a $9,500 deductible and No Charge primary care.

Source: CMS Plan Year 2026 Qualified Health Plan Landscape file. Full-price filed rates before premium tax credits; not a quote or an offer of coverage. Verify current rates at enrollment.

Hospitals and Health Systems in Miramar

Major hospital systems and facilities serving Miramar include:

• Memorial Hospital West (Pembroke Pines)
• Memorial Regional Hospital (Hollywood)
• Broward Health Coral Springs

Network coverage varies by plan. Before enrolling, confirm your preferred hospital is in-network by checking the plan’s provider directory or calling member services.

Urgent Care Centers in Miramar

Urgent care facilities in the Miramar area include:

• Memorial Urgent Care
• CareSpot Urgent Care
• GoHealth Urgent Care

ACA Subsidies and Medicaid in Miramar

Residents of Miramar may qualify for ACA premium tax credits if household income falls between 100% and 400% of the federal poverty level (~$15,650–$62,600 for a single adult in 2026). Apply through healthcare.gov or a licensed broker during Open Enrollment or after a qualifying life event.

Miramar Health Insurance Market Profile

• Population: 140K
• County: Broward County
• Median Household Income: $74,000 (~473% of the 2026 FPL)
• Marketplace: healthcare.gov