Health Insurance in Mount Pleasant, SC

Health Insurance Carriers in Mount Pleasant, SC

Residents of Mount Pleasant can compare health insurance plans from the following carriers during Open Enrollment (November 1–January 15): BlueCross BlueShield of South Carolina, Ambetter from Absolute Total Care, Molina Healthcare. The dominant carrier in most Mount Pleasant ZIP codes is BlueCross BlueShield of South Carolina.

Plan availability and premium amounts vary by ZIP code. Use your specific Mount Pleasant ZIP code when comparing plans to see all available options.

2026 Plan Data for Residents in Mount Pleasant

Here is what is actually filed and for sale in Charleston County for 2026.

• Mount Pleasant sits in Charleston County, where 4 carrier(s) have filed 60 plans for 2026: Ambetter from Absolute Total Care, BlueCross BlueShield of South Carolina, First Choice Next, Molina Healthcare.
• Plan types available to Mount Pleasant residents: EPO, HMO, PPO.
• One of the lower-cost Silver options is Standard Silver from Ambetter from Absolute Total Care — $524/month at age 40 with a $6,000 deductible and $40 primary care.

Source: CMS Plan Year 2026 Qualified Health Plan Landscape file. Full-price filed rates before premium tax credits; not a quote or an offer of coverage. Verify current rates at enrollment.

Hospitals and Health Systems in Mount Pleasant

Major hospital systems and facilities serving Mount Pleasant include:

• MUSC Health East Cooper Medical Center (Mount Pleasant)
• Roper Hospital (Charleston)
• East Cooper Medical Center

Network coverage varies by plan. Before enrolling, confirm your preferred hospital is in-network by checking the plan’s provider directory or calling member services.

Urgent Care Centers in Mount Pleasant

Urgent care facilities in the Mount Pleasant area include:

• MUSC Health Urgent Care Mount Pleasant
• Trident Immediate Care Mount Pleasant
• FastMed Urgent Care

ACA Subsidies and Medicaid in Mount Pleasant

Residents of Mount Pleasant may qualify for ACA premium tax credits if household income falls between 100% and 400% of the federal poverty level (~$15,650–$62,600 for a single adult in 2026). Apply through healthcare.gov or a licensed broker during Open Enrollment or after a qualifying life event.

Mount Pleasant Health Insurance Market Profile

• Population: 92K
• County: Charleston County
• Median Household Income: $95,000 (~607% of the 2026 FPL)
• Marketplace: healthcare.gov