Health Insurance in Mount Pleasant, SC

Health Insurance Carriers in Mount Pleasant, SC

Residents of Mount Pleasant can compare marketplace health plans from Ambetter from Absolute Total Care, BlueCross BlueShield of South Carolina, First Choice Next and Molina Healthcare. The dominant carrier in most Mount Pleasant ZIP codes is BlueCross BlueShield of South Carolina.

Plan availability and premium amounts vary by ZIP code. Use your specific Mount Pleasant ZIP code when comparing plans to see all available options.

2026 Plan Data for Residents in Mount Pleasant

Here is what is actually filed and for sale in Charleston County for 2026.

• Mount Pleasant sits in Charleston County, where 4 carrier(s) have filed 60 plans for 2026: Ambetter from Absolute Total Care, BlueCross BlueShield of South Carolina, First Choice Next, Molina Healthcare.
• Plan types available to Mount Pleasant residents: EPO, HMO, PPO.
• One of the lower-cost Silver options is Standard Silver from Ambetter from Absolute Total Care — $524/month at age 40 with a $6,000 deductible and $40 primary care.

Source: CMS Plan Year 2026 Qualified Health Plan Landscape file. Full-price filed rates before premium tax credits; not a quote or an offer of coverage. Verify current rates at enrollment.

Hospitals and Health Systems in Mount Pleasant

Medicare’s hospital directory lists these acute-care hospitals in Mount Pleasant:

• Mount Pleasant Hospital
• Novant Health East Cooper Medical Center

Which plans include each hospital varies by plan and year, not just by insurer. Before you enroll, confirm that your doctors and preferred hospital are in-network for the specific plan ID you choose. We do this check for every client at no charge.

Urgent Care Centers in Mount Pleasant

Urgent care facilities in the Mount Pleasant area include:

• MUSC Health Urgent Care Mount Pleasant
• Trident Immediate Care Mount Pleasant
• FastMed Urgent Care

ACA Subsidies and Medicaid in Mount Pleasant

Residents of Mount Pleasant may qualify for ACA premium tax credits if household income falls between 100% and 400% of the federal poverty level (~$15,650–$62,600 for a single adult in 2026). Apply through healthcare.gov or a licensed broker during Open Enrollment or after a qualifying life event.

Mount Pleasant Health Insurance Market Profile

• Population: 92K
• County: Charleston County
• Median Household Income: $95,000 (~607% of the 2026 FPL)
• Marketplace: healthcare.gov