Health Insurance in New Braunfels, TX (2026)

Compare local plans, find in-network hospitals, and check your subsidy eligibility.

Plans Available in New Braunfels

Marketplace health insurance in New Braunfels is offered by: BCBS of Texas, Ambetter, Aetna, Cigna, Molina Healthcare, Oscar Health. The leading carrier in the New Braunfels area is BCBS of Texas. Available plans and exact premiums depend on your ZIP code, age, and household income.

Hospitals and Health Systems in New Braunfels

  • Resolute Health Hospital (HCA)
  • CHRISTUS Santa Rosa Westover Hills

Verify that your preferred hospital is in-network before selecting a plan. Use each carrier's online provider directory or call the plan's member services number.

ACA Subsidies and Medicaid

If your household income is between 100% and 400% of the Federal Poverty Level (approximately $15,650 to $62,600 per year for a single adult in 2026), you likely qualify for premium tax credits that reduce your monthly premium. Contact a broker to check Medicaid eligibility — coverage rules vary by household.

How to Enroll

Open Enrollment runs November 1 through January 15 each year. If you have a qualifying life event (job loss, move, marriage, new baby), you have a 60-day Special Enrollment Period. An independent, licensed broker can compare every plan available in your New Braunfels ZIP code at no cost to you.

2026 Plan Data for Residents in New Braunfels

Here is what is actually filed and for sale in Comal County for 2026.

  • New Braunfels sits in Comal County, where 7 carrier(s) have filed 115 plans for 2026: Ambetter from Superior HealthPlan, Blue Cross and Blue Shield of Texas, CHRISTUS, Imperial Insurance Companies, Oscar, and others.
  • Plan types available to New Braunfels residents: EPO, HMO, POS.
  • One of the lower-cost Silver options is Silver Simple Guided Care from Oscar — $652/month at age 40 with a $6,300 deductible and $10 primary care.

Source: CMS Plan Year 2026 Qualified Health Plan Landscape file. Full-price filed rates before premium tax credits; not a quote or an offer of coverage. Verify current rates at enrollment.

New Braunfels Health Insurance Market Profile

  • Population: 98K
  • County: Comal County
  • Median Household Income: $73,000 (~466% of the 2026 FPL)
  • Marketplace: healthcare.gov

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