What health insurance is best in Newport News, VA?

The best plan in Newport News depends on your doctors, household income, and budget. Optima Health (Sentara) is the dominant carrier in the area. Other options include Anthem HealthKeepers, Optima Health (Sentara), CareFirst BlueCross BlueShield. An independent broker can compare all plans in your ZIP code for free.

How much is health insurance in Newport News, VA?

Monthly premiums in Newport News vary by age and plan tier. Before subsidies, a 40-year-old might pay $150-$250/month for a Bronze plan or $300-$550/month for a Gold plan. ACA premium tax credits significantly reduce costs for income-eligible residents.

What hospitals are in-network in Newport News, VA?

That depends on the plan and changes from year to year. Medicare’s hospital directory lists Mary Immaculate Hospital and Riverside Regional Medical Center in Newport News. Which plans include each hospital varies by plan and year, so check the plan’s provider directory before you enroll.

Can I get free health insurance in Newport News, VA?

Yes, if your income qualifies for Virginia Medicaid or a $0-premium marketplace plan. Medicaid is available year-round. Marketplace open enrollment runs November 1 through January 15.

Health Insurance in Newport News, VA (2026)

Health Insurance Carriers in Newport News, VA

Residents of Newport News can compare marketplace health plans from Anthem HealthKeepers, CareFirst, Cigna, Kaiser Permanente, Oscar, Sentara Health Plans and UnitedHealthcare (Optimum Choice) (availability varies by county). The dominant carrier in most Newport News ZIP codes is Optima Health (Sentara).

Newport News is served by both Riverside Health System and Sentara Healthcare. Riverside is the local alternative to Sentara in the Peninsula area.

How Residents in Newport News Buy Coverage

Virginia does not use HealthCare.gov. Newport News residents enroll through Virginia Insurance Marketplace, the state-based exchange, which publishes its own carrier list and county-level rates each autumn. Deadlines and special enrollment rules can differ from the federal marketplace — confirm current dates on Virginia Insurance Marketplace before enrolling.

Hospitals and Health Systems in Newport News

Medicare’s hospital directory lists these acute-care hospitals in Newport News:

Mary Immaculate Hospital
Riverside Regional Medical Center

Which plans include each hospital varies by plan and year, not just by insurer. Before you enroll, confirm that your doctors and preferred hospital are in-network for the specific plan ID you choose. We do this check for every client at no charge.

Urgent Care Centers in Newport News

Urgent care facilities in the Newport News area include:

Patient First Newport News
Riverside Urgent Care
Bon Secours Urgent Care

ACA Subsidies and Medicaid in Newport News

Residents of Newport News may qualify for ACA premium tax credits if household income falls between 100% and 400% of the federal poverty level (~$15,650–$62,600 for a single adult in 2026). Apply through healthcare.gov or a licensed broker during Open Enrollment or after a qualifying life event.

Newport News Health Insurance Market Profile

Population: 186K
County: City of Newport News
Median Household Income: $58,000 (~371% of the 2026 FPL)
Marketplace: healthcare.gov

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