Health Insurance in North Miami, FL
Compare Florida Blue, Ambetter from Sunshine Health, Aetna, Cigna, Molina, Oscar Health in North Miami. The dominant carrier is Florida Blue. North Miami is a diverse city with a large Haitian American and Caribbean community. Bilingual plan options are important in this market.
2026 Plan Data for Residents in North Miami
Here is what is actually filed and for sale in Miami-Dade County for 2026.
- North Miami sits in Miami-Dade County, where 11 carrier(s) have filed 189 plans for 2026: Ambetter Health, AmeriHealth Caritas Next, AvMed, Cigna HealthCare of Florida, Cigna Healthcare, and others.
- Plan types available to North Miami residents: EPO, HMO, POS, PPO.
- One of the lower-cost Silver options is myBlue Silver 26M03-02 ($0 Primary Care Visits with Select Providers / $5 Labs / Rewards) from Florida Blue HMO (a BlueCross BlueShield FL company) — $682/month at age 40 with a $9,500 deductible and No Charge primary care.
Source: CMS Plan Year 2026 Qualified Health Plan Landscape file. Full-price filed rates before premium tax credits; not a quote or an offer of coverage. Verify current rates at enrollment.