Plans Available in Orem
Marketplace health insurance in Orem is offered by: BridgeSpan Health, Imperial Health Plan of the Southwest, Regence BlueCross BlueShield of Utah, Select Health and University of Utah Health Plans. The leading carrier in the Orem area is SelectHealth. Available plans and exact premiums depend on your ZIP code, age, and household income.
Hospitals and Health Systems in Orem
Medicare’s hospital directory lists these acute-care hospitals in Orem:
- Orem Community Hospital
- Timpanogos Regional Hospital
Which plans include each hospital varies by plan and year, not just by insurer. Before you enroll, confirm that your doctors and preferred hospital are in-network for the specific plan ID you choose. We do this check for every client at no charge.
ACA Subsidies and Medicaid
If your household income is between 100% and 400% of the Federal Poverty Level (approximately $15,650 to $62,600 per year for a single adult in 2026), you likely qualify for premium tax credits that reduce your monthly premium. Medicaid available year-round for income-eligible adults (138% FPL or below).
How to Enroll
Open Enrollment runs November 1 through January 15 each year. If you have a qualifying life event (job loss, move, marriage, new baby), you have a 60-day Special Enrollment Period. An independent, licensed broker can compare every plan available in your Orem ZIP code at no cost to you.
2026 Plan Data for Residents in Orem
Here is what is actually filed and for sale in Utah County for 2026.
- Orem sits in Utah County, where 5 carrier(s) have filed 43 plans for 2026: BridgeSpan Health, Imperial Health Plan of the Southwest, Regence BlueCross BlueShield of Utah, Select Health, University of Utah.
- Plan types available to Orem residents: EPO, HMO.
- One of the lower-cost Silver options is Value Silver 3000 Medical Deductible from Select Health — $619/month at age 40 with a $3,000 deductible and $35 primary care.
Source: CMS Plan Year 2026 Qualified Health Plan Landscape file. Full-price filed rates before premium tax credits; not a quote or an offer of coverage. Verify current rates at enrollment.