Plans Available in Oshkosh
Marketplace health insurance in Oshkosh is offered by: Common Ground Healthcare, Dean Health Plan, Security Health Plan, Medica, WPS. The leading carrier in the Oshkosh area is Common Ground Healthcare. Available plans and exact premiums depend on your ZIP code, age, and household income.
Hospitals and Health Systems in Oshkosh
- Ascension NE Wisconsin Mercy Campus
- ThedaCare Regional Medical Center Appleton
Verify that your preferred hospital is in-network before selecting a plan. Use each carrier's online provider directory or call the plan's member services number.
ACA Subsidies and Medicaid
If your household income is between 100% and 400% of the Federal Poverty Level (approximately $15,650 to $62,600 per year for a single adult in 2026), you likely qualify for premium tax credits that reduce your monthly premium. Contact a broker to check Medicaid eligibility — coverage rules vary by household.
How to Enroll
Open Enrollment runs November 1 through January 15 each year. If you have a qualifying life event (job loss, move, marriage, new baby), you have a 60-day Special Enrollment Period. An independent, licensed broker can compare every plan available in your Oshkosh ZIP code at no cost to you.
2026 Plan Data for Residents in Oshkosh
Here is what is actually filed and for sale in Winnebago County for 2026.
- Oshkosh sits in Winnebago County, where 3 carrier(s) have filed 30 plans for 2026: Anthem Blue Cross and Blue Shield, HealthPartners, Network Health.
- Plan types available to Oshkosh residents: HMO, PPO.
- One of the lower-cost Silver options is NE WI Select $3,800 HSA Silver from HealthPartners — $564/month at age 40 with a $3,800 deductible and 20% Coinsurance after deductible primary care.
Source: CMS Plan Year 2026 Qualified Health Plan Landscape file. Full-price filed rates before premium tax credits; not a quote or an offer of coverage. Verify current rates at enrollment.