Health Insurance in Parma, OH

Health Insurance in Parma, OH

Residents of Parma can compare marketplace health plans from Medical Mutual of Ohio, Anthem Blue Cross Blue Shield, Ambetter from MedMutual, Aetna, Molina Healthcare. The leading carrier in Parma is Medical Mutual of Ohio. Parma is a suburb of Cleveland served primarily by the Cleveland Clinic and MetroHealth systems. The Cleveland metro has one of the most competitive hospital markets in Ohio.

2026 Plan Data for Residents in Parma

Here is what is actually filed and for sale in Cuyahoga County for 2026.

• Parma sits in Cuyahoga County, where 8 carrier(s) have filed 119 plans for 2026: Ambetter from Buckeye, Anthem Blue Cross and Blue Shield, Antidote Health Plan of Ohio, CareSource, MedMutual, and others.
• Plan types available to Parma residents: HMO.
• One of the lower-cost Silver options is Molina Silver Core Plus with Adult Vision from Molina Healthcare — $494/month at age 40 with a $6,000 deductible and $35 primary care.

Source: CMS Plan Year 2026 Qualified Health Plan Landscape file. Full-price filed rates before premium tax credits; not a quote or an offer of coverage. Verify current rates at enrollment.

Local Hospitals in Parma, OH

• MetroHealth Medical Center (Cleveland)
• Cleveland Clinic Fairview Hospital
• Parma Community General Hospital (now Southwest General Health Center)

Verify your preferred hospital is in-network on any plan before enrolling. Contact the insurer's provider directory for confirmation.

Urgent Care Centers in Parma

• MetroHealth Urgent Care Parma
• Cleveland Clinic Express Care Parma
• Concentra Urgent Care

ACA Subsidies for Parma Residents

At 364% of the Federal Poverty Level, residents earning around the Parma median income of $57,000 qualify for ACA premium tax credits on the marketplace. Under current subsidy rules, the most a single adult at this income pays for a benchmark Silver plan is $404 per month, and most enrollees pay less after plan-level cost-sharing reductions.

Parma residents enroll through healthcare.gov, the federal marketplace. Open Enrollment runs November 1 through January 15 each year. Special Enrollment Periods are available within 60 days of losing other coverage, marriage, birth of a child, or a move. A licensed broker can confirm your exact subsidy amount based on your income and household size before you enroll.

Parma Health Insurance Market Profile

• Population: 79K
• County: Cuyahoga County
• Median Household Income: $57,000 (~364% of the 2026 FPL)
• Marketplace: healthcare.gov