Health Insurance in Pasadena, TX

Health Insurance in Pasadena, TX

Residents of Pasadena can compare marketplace health plans from Ambetter from Superior HealthPlan, Blue Cross and Blue Shield of Texas, Community Health Choice, Imperial Insurance Companies, Oscar, UnitedHealthcare and WellPoint. The leading carrier in Pasadena is Blue Cross Blue Shield of Texas. Pasadena is an industrial suburb of Houston with a large petrochemical and refining industry workforce. Workers in this industry often have employer plans, but contract workers and spouses frequently need marketplace coverage.

2026 Plan Data for Residents in Pasadena

Here is what is actually filed and for sale in Harris County for 2026.

• Pasadena sits in Harris County, where 7 carrier(s) have filed 121 plans for 2026: Ambetter from Superior HealthPlan, Blue Cross and Blue Shield of Texas, Community Health Choice, Imperial Insurance Companies, Oscar, and others.
• Plan types available to Pasadena residents: EPO, HMO, POS.
• One of the lower-cost Silver options is Standard Silver VALUE + Vision + Adult Dental from Ambetter from Superior HealthPlan — $614/month at age 40 with a $6,000 deductible and $40 primary care.

Source: CMS Plan Year 2026 Qualified Health Plan Landscape file. Full-price filed rates before premium tax credits; not a quote or an offer of coverage. Verify current rates at enrollment.

Local Hospitals in Pasadena, TX

Medicare’s hospital directory lists these acute-care hospitals in Pasadena:

• HCA Houston Healthcare Southeast
• St. Luke's Patients Medical Center
• Surgery Specialty Hospitals of America Se Houston

Which plans include each hospital varies by plan and year, not just by insurer. Before you enroll, confirm that your doctors and preferred hospital are in-network for the specific plan ID you choose. We do this check for every client at no charge.

Urgent Care Centers in Pasadena

• CareNow Urgent Care Pasadena
• NextCare Urgent Care Pasadena
• AFC Urgent Care

ACA Subsidies for Pasadena Residents

At 345% of the Federal Poverty Level, residents earning around the Pasadena median income of $54,000 qualify for ACA premium tax credits on the marketplace. Under current subsidy rules, the most a single adult at this income pays for a benchmark Silver plan is $382 per month, and most enrollees pay less after plan-level cost-sharing reductions.

Pasadena residents enroll through healthcare.gov, the federal marketplace. Open Enrollment runs November 1 through January 15 each year. Special Enrollment Periods are available within 60 days of losing other coverage, marriage, birth of a child, or a move. A licensed broker can confirm your exact subsidy amount based on your income and household size before you enroll.

Pasadena Health Insurance Market Profile

• Population: 154K
• County: Harris County
• Median Household Income: $54,000 (~345% of the 2026 FPL)
• Marketplace: healthcare.gov