Health Insurance in Pearland, TX

Compare plans and local providers in Pearland for 2026.

Health Insurance in Pearland, TX

Compare Blue Cross Blue Shield of Texas, Ambetter from Superior HealthPlan, Aetna, Cigna, Molina Healthcare, Oscar Health in Pearland. The dominant carrier is Blue Cross Blue Shield of Texas. Pearland is one of the fastest-growing suburbs of Houston. The diverse workforce includes many energy sector and healthcare workers.

2026 Plan Data for Residents in Pearland

Here is what is actually filed and for sale in Brazoria County for 2026.

  • Pearland sits in Brazoria County, where 6 carrier(s) have filed 82 plans for 2026: Ambetter from Superior HealthPlan, Blue Cross and Blue Shield of Texas, Community Health Choice, Oscar, UnitedHealthcare, and others.
  • Plan types available to Pearland residents: EPO, HMO, POS.
  • One of the lower-cost Silver options is UHC Silver Standard from UnitedHealthcare — $716/month at age 40 with a $6,000 deductible and $40 primary care.

Source: CMS Plan Year 2026 Qualified Health Plan Landscape file. Full-price filed rates before premium tax credits; not a quote or an offer of coverage. Verify current rates at enrollment.

Local Hospitals

  • HCA Houston Healthcare Pearland
  • Memorial Hermann Pearland Hospital
  • UTMB Health Pearland

Verify network status before enrolling.

Urgent Care

  • CareNow Urgent Care
  • Concentra Urgent Care
  • AFC Urgent Care

ACA Subsidies in Pearland

Residents earning 100%–400% FPL qualify for premium tax credits. Contact a broker to review eligibility.

Pearland Health Insurance Market Profile

  • Population: 130K
  • County: Brazoria County
  • Median Household Income: $90,000 (~575% of the 2026 FPL)
  • Marketplace: healthcare.gov

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