Health Insurance in Pembroke Pines, FL

Health Insurance Carriers in Pembroke Pines, FL

Residents of Pembroke Pines can compare health insurance plans from the following carriers during Open Enrollment (November 1–January 15): Florida Blue, Ambetter from Sunshine Health, Aetna, Cigna, Molina Healthcare, Oscar Health. The dominant carrier in most Pembroke Pines ZIP codes is Florida Blue.

Plan availability and premium amounts vary by ZIP code. Use your specific Pembroke Pines ZIP code when comparing plans to see all available options.

2026 Plan Data for Residents in Pembroke Pines

Here is what is actually filed and for sale in Broward County for 2026.

• Pembroke Pines sits in Broward County, where 12 carrier(s) have filed 197 plans for 2026: 22 Health, Ambetter Health, AmeriHealth Caritas Next, AvMed, Cigna HealthCare of Florida, and others.
• Plan types available to Pembroke Pines residents: EPO, HMO, POS, PPO.
• One of the lower-cost Silver options is AmeriHealth Caritas Next Silver Essential + No Referrals from AmeriHealth Caritas Next — $689/month at age 40 with a $6,100 deductible and $25 primary care.

Source: CMS Plan Year 2026 Qualified Health Plan Landscape file. Full-price filed rates before premium tax credits; not a quote or an offer of coverage. Verify current rates at enrollment.

Hospitals and Health Systems in Pembroke Pines

Major hospital systems and facilities serving Pembroke Pines include:

• Memorial Hospital West
• Memorial Regional Hospital (Hollywood)
• Nicklaus Children's Hospital Outpatient Center

Network coverage varies by plan. Before enrolling, confirm your preferred hospital is in-network by checking the plan’s provider directory or calling member services.

Urgent Care Centers in Pembroke Pines

Urgent care facilities in the Pembroke Pines area include:

• Memorial Urgent Care Pembroke Pines
• CareSpot Urgent Care
• Baptist Health Urgent Care

ACA Subsidies and Medicaid in Pembroke Pines

Residents of Pembroke Pines may qualify for ACA premium tax credits if household income falls between 100% and 400% of the federal poverty level (~$15,650–$62,600 for a single adult in 2026). Apply through healthcare.gov or a licensed broker during Open Enrollment or after a qualifying life event.

Pembroke Pines Health Insurance Market Profile

• Population: 171K
• County: Broward County
• Median Household Income: $72,000 (~460% of the 2026 FPL)
• Marketplace: healthcare.gov