Plans Available in Plano
Marketplace health insurance in Plano is offered by: BCBS of Texas, Ambetter, Aetna, Cigna, Molina Healthcare, Oscar Health. The leading carrier in the Plano area is BCBS of Texas. Available plans and exact premiums depend on your ZIP code, age, and household income.
Hospitals and Health Systems in Plano
- Texas Health Presbyterian Hospital Plano
- Baylor Scott & White Medical Center Plano
Verify that your preferred hospital is in-network before selecting a plan. Use each carrier's online provider directory or call the plan's member services number.
ACA Subsidies and Medicaid
If your household income is between 100% and 400% of the Federal Poverty Level (approximately $15,650 to $62,600 per year for a single adult in 2026), you likely qualify for premium tax credits that reduce your monthly premium. Contact a broker to check Medicaid eligibility — coverage rules vary by household.
How to Enroll
Open Enrollment runs November 1 through January 15 each year. If you have a qualifying life event (job loss, move, marriage, new baby), you have a 60-day Special Enrollment Period. An independent, licensed broker can compare every plan available in your Plano ZIP code at no cost to you.
2026 Plan Data for Residents in Plano
Here is what is actually filed and for sale in Collin County for 2026.
- Plano sits in Collin County, where 9 carrier(s) have filed 127 plans for 2026: Ambetter from Superior HealthPlan, Baylor Scott and White, Blue Cross and Blue Shield of Texas, Cigna Healthcare, Imperial Insurance Companies, and others.
- Plan types available to Plano residents: EPO, HMO, POS.
- One of the lower-cost Silver options is Molina Silver Core from Molina Healthcare — $695/month at age 40 with a $6,000 deductible and $35 primary care.
Source: CMS Plan Year 2026 Qualified Health Plan Landscape file. Full-price filed rates before premium tax credits; not a quote or an offer of coverage. Verify current rates at enrollment.