Health Insurance in Plantation, FL

Health Insurance in Plantation, FL

Residents of Plantation can compare marketplace health plans from 22 Health, Ambetter Health, AmeriHealth Caritas Next, AvMed, Cigna, Florida Blue, Molina Healthcare, Oscar, UnitedHealthcare and Wellpoint. The leading carrier in Plantation is Florida Blue. Plan options vary by ZIP code — always check healthcare.gov or use a licensed broker with your specific Plantation address.

2026 Plan Data for Residents in Plantation

Here is what is actually filed and for sale in Broward County for 2026.

• Plantation sits in Broward County, where 12 carrier(s) have filed 197 plans for 2026: 22 Health, Ambetter Health, AmeriHealth Caritas Next, AvMed, Cigna HealthCare of Florida, and others.
• Plan types available to Plantation residents: EPO, HMO, POS, PPO.
• One of the lower-cost Silver options is myBlue Silver 26M03-02 ($0 Primary Care Visits with Select Providers / $5 Labs / Rewards) from Florida Blue HMO (a BlueCross BlueShield FL company) — $677/month at age 40 with a $9,500 deductible and No Charge primary care.

Source: CMS Plan Year 2026 Qualified Health Plan Landscape file. Full-price filed rates before premium tax credits; not a quote or an offer of coverage. Verify current rates at enrollment.

Local Hospitals in Plantation, FL

Medicare’s hospital directory lists these acute-care hospitals in Plantation:

• HCA Florida Mercy Hospital
• Westside Regional Medical Center

Which plans include each hospital varies by plan and year, not just by insurer. Before you enroll, confirm that your doctors and preferred hospital are in-network for the specific plan ID you choose. We do this check for every client at no charge.

Urgent Care Centers in Plantation

• CareSpot Urgent Care Plantation
• GoHealth Urgent Care Plantation
• FastTrack Urgent Care

ACA Subsidies for Plantation Residents

At 511% of the Federal Poverty Level, residents earning around the Plantation median of $80,000 are above the traditional 400% FPL threshold. The enhanced rules that briefly extended credits above that line expired at the end of 2025, so for 2026 no premium tax credit is available at this income — the full filed premium applies.

Plantation residents enroll through healthcare.gov, the federal marketplace. Open Enrollment runs November 1 through January 15 each year. Special Enrollment Periods are available within 60 days of losing other coverage, marriage, birth of a child, or a move. A licensed broker can confirm your exact subsidy amount based on your income and household size before you enroll.

Plantation Health Insurance Market Profile

• Population: 93K
• County: Broward County
• Median Household Income: $80,000 (~511% of the 2026 FPL)
• Marketplace: healthcare.gov