Health Insurance in Port St. Lucie, FL

Health Insurance Carriers in Port St. Lucie, FL

Residents of Port St. Lucie can compare health insurance plans from the following carriers during Open Enrollment (November 1–January 15): Florida Blue, Ambetter from Sunshine Health, Aetna, Cigna, Molina Healthcare, Oscar Health. The dominant carrier in most Port St. Lucie ZIP codes is Florida Blue.

Port St. Lucie is one of Florida's fastest-growing cities and is now served by Cleveland Clinic Tradition Hospital, the flagship of Cleveland Clinic's Treasure Coast expansion.

2026 Plan Data for Residents in Port St Lucie

Here is what is actually filed and for sale in Saint Lucie County for 2026.

• Port St Lucie sits in Saint Lucie County, where 7 carrier(s) have filed 115 plans for 2026: Ambetter Health, Cigna HealthCare of Florida, Cigna Healthcare, Florida Blue (BlueCross BlueShield FL), Florida Blue HMO (a BlueCross BlueShield FL company), and others.
• Plan types available to Port St Lucie residents: EPO, HMO, POS, PPO.
• One of the lower-cost Silver options is Partnered Care Classic Silver from Cigna HealthCare of Florida — $783/month at age 40 with a $5,000 deductible and $35 primary care.

Source: CMS Plan Year 2026 Qualified Health Plan Landscape file. Full-price filed rates before premium tax credits; not a quote or an offer of coverage. Verify current rates at enrollment.

Hospitals and Health Systems in Port St. Lucie

Major hospital systems and facilities serving Port St. Lucie include:

• Cleveland Clinic Tradition Hospital
• HCA Florida Lawnwood Hospital (Fort Pierce)
• Martin Health Medical Center (Stuart)

Network coverage varies by plan. Before enrolling, confirm your preferred hospital is in-network by checking the plan’s provider directory or calling member services.

Urgent Care Centers in Port St. Lucie

Urgent care facilities in the Port St. Lucie area include:

• Cleveland Clinic Express Care Port St. Lucie
• Treasure Coast Urgent Care
• CareSpot Urgent Care

ACA Subsidies and Medicaid in Port St. Lucie

Residents of Port St. Lucie may qualify for ACA premium tax credits if household income falls between 100% and 400% of the federal poverty level (~$15,650–$62,600 for a single adult in 2026). Apply through healthcare.gov or a licensed broker during Open Enrollment or after a qualifying life event.

Port St. Lucie Health Insurance Market Profile

• Population: 219K
• County: St. Lucie County
• Median Household Income: $64,000 (~409% of the 2026 FPL)
• Marketplace: healthcare.gov